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Imagine you’re an employer, looking to hire me for a job. You subscribe to a Web site that gives you background information, and
Imagine you’re an employer, looking to hire me for a job. You subscribe to a Web site that gives you background information, and
admin
2015-07-27
42
问题
Imagine you’re an employer, looking to hire me for a job. You subscribe to a Web site that gives you background information, and this is what you find. Jessica Rose Bennett, 29, spends 30 hours a week on social-networking sites — while at work. She is an excessive drinker, a drug user, and sexually promiscuous. She swears a lot, and spends way beyond her means shopping online. Her writing ability? Superior. Cost to hire? Cheap.
In reality, only part of this is true: yes, I like a good bourbon. But drugs? That conies from my reporting projects — and one in particular that took me to a pot farm in California. The promiscuity? My boyfriend of five years would beg to differ on that, but I did once write a story about polyamory. I do spend hours on social-networking sites, but it’s part of my job. And I’m not nearly as cheap to hire as the Web would have you believe. (Take note, future employers!)
The irony, of course, is that if this were a real job search, none of this would matter — I’d have already lost the job. But this is the kind of information surmisable to anybody with a Web connection and a bit of background data, who wants to take the time to compile it all. For this particular experiment, we asked ReputationDefender, a company that works to keep information like this private, to do a scrub of the Web, with nothing but my (very common) name and e-mail address to go on. Three Silicon Valley engineers, several decades of experience, and access to publicly available databases like Spokeo, Facebook, and LinkedIn (no, they didn’t do any hacking)—and voila. Within 30 minutes, the company had my Social Security number; in two hours, they knew where I lived, my body type, my hometown, and my health status. (Note: this isn’t part of Reputation Defender’s service; they did the search — and accompanying graphic — exclusively for Newsweek, to show how much about a person is out there for the taking.)
It’s scary stuff, but scarier when you realize it’s the kind of information that credit-card companies and data aggregators are already selling, for pennies, to advertisers every day. Or that it’s the kind of data, as The Wall Street Journal revealed last week, that’s being blasted to third parties when you download certain apps on Facebook. (Under close watch by Congress, Facebook has said it’s working to "dramatically limit" its users’ personal exposure.) "Most people are still under the illusion that when they go online, they’re anonymous," says Nicholas Carr, the author of The Shallows: What the Internet Is Doing to Our Brains. "But in reality, every move they make is being collected into a database."
This, say tech experts, is the credit score of the future — a kind of aggregated ranking for every aspect of your life. It’s an assessment that goes beyond the limits of targeted advertising — you know, those pesky shoe banners that follow a visit to Zappos, made possible by tracking devices we know as "cookies" — by making use of the data in ways that are more personal and, potentially, damaging. Think HMOs, loan applications, romantic partners. Let’s say you’ve been hitting up a burger joint twice a week, and you happen to joke, in a post on Twitter, how all the meat must be wreaking havoc on your cholesterol. Suddenly your health-insurance premiums go up. Now imagine your job is listed on Salary.com; your vacation preferences linked to Orbitz. Think how this could affect your social standing, or your ability to negotiate a raise or apply for a loan. Finally, what if you could know, based on Web history and location tracking, that a prospective mate had a communicable disease. Wouldn’t you pay to find out? "Most of us just don’t realize the potential consequences of this," says Lorrie Cranor, a Web-privacy expert at Carnegie Mellon University.
Which of the following is NOT mentioned as a factor to affect the credit score of the future?
选项
A、Your eating habits.
B、Your life partner.
C、Your exposed salary.
D、Your holiday plan.
答案
B
解析
根据文章最后一段第四、五句,你每周都要去汉堡套餐店用餐两次,某次你恰好在Twitter上半开玩笑地说你摄入如此大量的肉类,你体内肯定胆固醇超高。然后,突然某一天,你会发现你需要缴纳的医疗保险费用突然增加了。由此可以看出你的饮食习惯([A])可以影响你的信用等级。最后一段第六句说假如你的工作状况在Salary.com上可以查到;你的休假偏好则在Orbitz(一个在线旅游网站)网上写得明明白白,这对你的社会地位、今后的升迁和申请贷款会有影响,也就是说你的薪水([C])和假期计划([D])对你的信用等级也有所影响。最后一段第三句虽然提到相亲求偶,但这是说明信用的重要性,不是影响信用的依据,所以[B]是答案。
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