Successful financial intermediaries have higher earnings on their investments because they are better equipped than individuals

admin2011-01-24 51

问题 Successful financial intermediaries have higher earnings on their investments because they are better equipped than individuals to screen out good from bad risks, thereby reducing losses due to

选项 A、moral hazard
B、adverse selection
C、bad luck
D、financial panics

答案B

解析答案为B项。moral hazard“道德风险”。指由于经营者或参与市场交易的人士在得到来自第三方面的保障的条件下，其所做出的决策及行为即使引起损失，也不必完全承担责任，或呵能得到某种补偿，这将“激励”其倾向于做出风险较大的决策，以博取更大的收益。本题中金融中介由于拥有的信息相对个人而言更加充分，因而能避免由逆向选择导致的损失，故选B项。

转载请注明原文地址:https://kaotiyun.com/show/ceYd777K

本试题收录于： FECT综合（现代金融业务）题库金融英语（FECT）分类

FECT综合（现代金融业务）

金融英语（FECT）

相关试题推荐

随机试题

最新回复(0)

Successful financial intermediaries have higher earnings on their investments because they are better equipped than individuals

FECT综合（现代金融业务）

金融英语（FECT）

[A]tape[B]radio[C]newspaper[D]dictionary[E]notebook[F]ticket[G]stampYoucanreaditforinformation.

—WouldyoumindifIopenthewindowforabetterview?—______

Peopleliketothinkthatlifewasbetterinthepast.Theairwascleaner,thewaterwasclearer,people【C1】______friendlier,l

BufordisthesmallesttownintheUS.ThetownishighinthemountainsanditliesontheroadbetweenNewYorkandCalifornia

ThefollowingarethesummarizedfinancialstatementsofMr.Wong’sbusinessfortheyearsended31December2002and2003respe

Listany4commonsignsandsymptomsofovertrading.

Ifthereisadepositof＄20billionofnewcurrencyintothebankingsystem,excessreserveswillincreaseby______.

trade,above,expiration,respond,strike,profitable,seller,how,most,financialIngeneral,anoptiongivestothebuyer

Theoriginalissuerofasecurityisreferredtoasaborrower,andthepurchaserisreferredtoasalender.Mostsecuritiestr

A$2calloptionispurchased.Tooffsetit,thebuyerwould______.

行为人在未经专利权人许可的情况下实施下列哪些行为不构成侵犯专利权?

当今国际新闻传播领域存在的问题和矛盾。

先依据观察对象的某些特征进行分组，然后从每组中进行随机抽样的方法称为

工程咨询和决策的基础是信息的()。

不符合管道基础施工要求的做法是(　　)。顶进过程中出现(　　)情况时，可以继续顶进，

下列语句中，与语句“n=(a＞b?(b＞c?1:0):0);”的功能等价的是()。A)if(a＜=B)n=0；B)if((a＞B)||(b＞C))n=1;elsen=0；C)if(a＞B)if(b＞C)n=helsen

Themostobviouspurposeofadvertisingistoinformtheconsumerofavailableproductsorservices.Thesecond【C1】______istos

Didyouseethem___________intheriverjustnow?

WhyisEasyjetbeinginvolvedintheillegalevent?

Successful financial intermediaries have higher earnings on their investments because they are better equipped than individuals

FECT综合（现代金融业务）

金融英语（FECT）

[A]tape[B]radio[C]newspaper[D]dictionary[E]notebook[F]ticket[G]stampYoucanreaditforinformation.

—WouldyoumindifIopenthewindowforabetterview?—______

Peopleliketothinkthatlifewasbetterinthepast.Theairwascleaner,thewaterwasclearer,people【C1】______friendlier,l

BufordisthesmallesttownintheUS.ThetownishighinthemountainsanditliesontheroadbetweenNewYorkandCalifornia

ThefollowingarethesummarizedfinancialstatementsofMr.Wong’sbusinessfortheyearsended31December2002and2003respe

Listany4commonsignsandsymptomsofovertrading.

Ifthereisadepositof＄20billionofnewcurrencyintothebankingsystem,excessreserveswillincreaseby______.

trade,above,expiration,respond,strike,profitable,seller,how,most,financialIngeneral,anoptiongivestothebuyer

Theoriginalissuerofasecurityisreferredtoasaborrower,andthepurchaserisreferredtoasalender.Mostsecuritiestr

A$2calloptionispurchased.Tooffsetit,thebuyerwould______.

行为人在未经专利权人许可的情况下实施下列哪些行为不构成侵犯专利权?

当今国际新闻传播领域存在的问题和矛盾。

先依据观察对象的某些特征进行分组，然后从每组中进行随机抽样的方法称为

工程咨询和决策的基础是信息的()。

不符合管道基础施工要求的做法是( )。顶进过程中出现( )情况时，可以继续顶进，

下列语句中，与语句“n=(a＞b?(b＞c?1:0):0);”的功能等价的是()。A)if(a＜=B)n=0；B)if((a＞B)||(b＞C))n=1;elsen=0；C)if(a＞B)if(b＞C)n=helsen

Themostobviouspurposeofadvertisingistoinformtheconsumerofavailableproductsorservices.Thesecond【C1】______istos

Didyouseethem___________intheriverjustnow?

WhyisEasyjetbeinginvolvedintheillegalevent?

不符合管道基础施工要求的做法是(　　)。顶进过程中出现(　　)情况时，可以继续顶进，