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  3. So-called "identity theft" occurs when a person pretends to be someone else(say that victim is you)and a financial institution o

So-called "identity theft" occurs when a person pretends to be someone else(say that victim is you)and a financial institution o

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问题     So-called "identity theft" occurs when a person pretends to be someone else(say that victim is you)and a financial institution or government agency accepts as proof of identity the criminal’s knowledge of your personal data such as your Social Security account number or birth date. This personal data is then treated like a "master password" that allows access to your accounts—or even allows for the creation of new accounts in your name. Obviously, so-called identity theft is not really a case of stolen identity, but is instead a case of impersonation.
    To prevent ID fraud, government agencies such as the Federal Trade Commission glibly advise individuals to not disclose their personal data. As we all know, however, that advice is laughable. Most Americans are powerless to prevent disclosure of their personal data to strangers. Take, for example, employer benefits programs. The programs routinely use such data as an employee ID, Social Security account number, and birth date as the required keys to access the employees’ accounts. Without disclosing such data to a stranger, who is frequently a person in a call center in a foreign country, many individuals can’t even make appointments for routine dental checkups or eye exams. Considering the growing popularity of companies’ relocating their call centers overseas, one can only imagine how much this trend will increase identity theft if unchecked.
    Criminals can also access our personal data through other means. Wholesale dissemination(sometimes accidentally)of large amounts of personal data happens via government agencies, employers, and other businesses. This can take place through computer backup tapes that are lost or retired without being erased, through the outsourcing of computer operations jobs to people inside as well as outside of the United States, and through lax enforcement of immigration laws thereby allowing foreign criminals to obtain computer jobs in America—just to name a few. In the state of Wisconsin recently a company printed the Social Security numbers of 171 ,000 citizens on 2006 tax booklets that were to be sent through the mail. The printing company is sent a list of Social Security numbers from the state each year. They arc supposed to use parts of each taxpayer’s confidential information to create an identifying code, but they erred.
    Virtually every Tom, Dick, and Harry in America, along with numerous people in call centers in India and other foreign countries, have access to people’s Social Security account numbers, birth dates, and other personal data. Let’s face it—your personal data just isn’t a secret anymore.
The example of employer benefits programs is given to show that______.
选项 A、personal data are required to enjoy any social security program
B、there is much to be done to improve employer benefits programs
C、employer benefits programs will inevitably increase identity theft
D、the disclosure of personal data to strangers is inevitable for most people
答案D
解析 第二段第四、五句“Take，for example，employer benefits programs．The programs routinelyuse such data…as the required keys to access the employees’accounts”是用来说明第三句“MostAmericans are powerless…to strangers”的，所以，D应为答案。
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