首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Ten Tips for Saving Money in College A)College can be an expensive endeavor, even with scholarships and other kinds of financial
Ten Tips for Saving Money in College A)College can be an expensive endeavor, even with scholarships and other kinds of financial
admin
2015-04-28
67
问题
Ten Tips for Saving Money in College
A)College can be an expensive endeavor, even with scholarships and other kinds of financial aid. It’s difficult enough balancing a class schedule—the thought of balancing a check book, on the other hand, can strike fear into the hearts of even the most studious mathematicians. Everything from textbooks, food, transportation, supplies and entertainment—these will all cost you money. There’s no getting around it. However, there are easy ways to save. Here are several ways to avoid the constant panic of going broke:
Buy Textbooks from Used Bookstores
B)New textbooks from university bookstores can be very expensive. Brand new editions of chemistry books, for instance, can cost as much as $300, and that’s not including any lab material. However, you can cut costs on reading materials and not starve. Look around for used bookstores. Most college campuses should have several-the prices are heavily discounted, and book conditions are usually good. If you have enough time before classes start, check out the Internet for your books. Even with shipping charges, prices can turn out to be cheaper from online bookstores. And don’t forget—some of your friends might have taken a course in the past. Ask around and see if you can borrow from someone.
Seek Alternative Transportation
C)Instead of driving to class and spending money on gas, parking passes and possible tickets, look into a local bus or subway system. If the system is run by your university, you’ll probably be able to ride for free with a student ID. If a transportation system doesn’t exist (or the existing one isn’t safe or reliable), try to work out class schedules with friends and carpool. If you’re close enough, walk or bike to class and get some much-needed exercise. Choose the Right Meal Plan .
D)Campus meal plans vary depending on the university—food quality, how often you eat, how much you eat, and location are all factors. A meal plan can be a good deal, however, so do a little research and see if it’s worth it. Grab a brochure; ask meal plan veterans; anything to get a little taste. Some universities offer off-campus meal plans, too. These usually involve deals with food chains, so make sure the plan is appealing to you. If you decide ’ to skip out on a meal plan, it’s possible to eat enough and eat healthy on your own budget. Cut out coupons, buy in bulk and sign up for a shopper’s discount card. Be creative and plan dinners with roommates and friends instead of going to more expensive restaurants. Set Up a Student Checking Account
E)Banks usually cater to college students by offering free checking and savings accounts, allowing you to avoid fees on withdrawal (取款)fund transfers or the minimum amount allowed in the account. Make sure online banking is an option, as this makes it easier to follow your activity. Keep track of your account—overdraft (透支)will only cost you more in fees. So, do what it takes to stay out of the red as much as possible.
Get Organized
F)It might seem like a hassle, but saving receipts of everything you purchase—from small items such as a candy bar or a CD, to big-ticket items like a new computer—is a great way to monitor your spending habits. Try it out for a month. When your thirty days are up, add up all of your expenses and see where your money went. You’d be surprised at how easy it is to cut back on unnecessary spending.
Be Creative with Your Leisure Time
G)Everyone needs to unwind after studying, and college campuses typically offer all sorts of opportunities—movie theaters, bars, cafes, arts centers, parks, downtown shopping centers, et cetera. Ask if any of these places offer student discounts. You can also think of alternative ways to have a good time. If you make the right choices and use a bit of creativity, you can have fun and save money at the same time. Plan a picnic in the park; make dinner for a date instead of going to a fancy restaurant; go for a bike ride around town; play Frisbee golf on campus. Any of these activities cost a fraction of the typical college experience and can be more fun.
Find a Job
H)If you can fit it into your busy class schedule, a part-time job is a great way to bring in some extra income and give you some more flexibility with your spending. Waiting tables or delivering food can bring in great tips, and college-town restaurants are almost always looking for new help. A great way to earn some money and get some studying done is to work at your university’s library. It’s not a very demanding job and is usually quiet, so you can read for class and get paid at the same time. Get the Right Cell Phone Plan
I)It’s difficult to get by without a cell phone today, but with a little research you can find an affordable plan that fits your needs. If they’re up for it, join a family cell phone plan with your parents. It’s usually much cheaper for everyone involved than having separate plans. If you’re on your own, check out websites that offer side-by-side comparison charts of different cell phone plans. You should also avoid text messaging. Before you know it, you could rack up hundreds of dollars worth of texts when you could have communicated the same information for much less. Remember, phone companies charge both the sender and receiver of text messages, so let your friends know if you don’t want them to text you five times every class. Send out e-mails or use free networking websites like Myspace or Facebook. Smart Apartment Living
J)If you’re not living in the dorms, split the rent with a few roommates. When thinking about appliances, see if your apartment complex provides a refrigerator, a washer and dryer, a microwave, and other handy accessories. If your parents or friends have any old appliances lying around, ask them if they’d be willing to part with them. Electricity, water and heating bills can be costly, so do your best to conserve—turn off lights when you’re not in the room, use as little water as possible by taking fast showers and use heat sparingly. Look out for Scholarships
K)If you’re applying for college right now or thinking about transferring to another school, it doesn’t hurt to do some research on various types of financial aid provided by the school. Aside from the obvious chunk of cash you’ll save in the long run, several scholarships offer all sorts of perks(补贴)and benefits—semester stipends, group trips, special access to useful resources, et cetera. If you’re already enrolled but haven’t received any aid, keep trying! If your grades are good and you show you mean business, many scholarship programs give you the opportunity to apply each semester.
College students with good academic achievements and poor financial background have chances to apply for many scholarship programs.
选项
答案
K
解析
转载请注明原文地址:https://kaotiyun.com/show/fQl7777K
0
大学英语四级
相关试题推荐
A、Shehasneverseensnowbefore.B、Sheisconductingaresearchonsnow.C、Shewantstomakeartificialsnow.D、Shehasjustre
A、Shesoldallherfurniturebeforeshemovedhouse.B、Shestillkeepssomeoldfurnitureinhernewhouse.C、Sheplanstoputa
Somedayastrangerwillreadyoure-mailwithoutyourpermissionorscantheWebsitesyou’vevisited.Orperhapssomeonewillca
Somedayastrangerwillreadyoure-mailwithoutyourpermissionorscantheWebsitesyou’vevisited.Orperhapssomeonewillca
A、Hisadvancedage.B、Hischildren’sefforts.C、Hisimprovedfinancialcondition.D、Hissecondwife’spositiveinfluence.D文中说话人
UniversitiesBranchOutA)Asneverbeforeintheirlonghistory,universitieshavebecomeinstrumentsofnationalcompetitionas
A、AfriendfromNewYork.B、AmessagefromTony.C、Apostaldelivery.D、Achangeintheweather.C细节辨认题。对话中女士询问男士,她的来自纽约的包裹是否已经到
Manycollegestudentstodayownpersonalcomputersthatcostanywherefrom$1000toperhaps$5000ormore.【B1】______,itisn
TheRoleofParentsinPromotingLanguageDevelopmentA)Frominfancytoearlychildhood,oneundeniablechangetakesplace—chi
随机试题
病种病例分型质量评价的指标不包括下列哪项()
下列内容属于行政征收的有:()
会计职业道德修养主要表现为会计人员的自我教育活动。()
可转换债券持有人的转股权有效期通常()债券期限。
能为公司和个人提供各种产品和服务的营销渠道是()。
如果就业率比较高,预期未来家庭收入可通过努力劳动获得明显增加,个人理财策略偏于配置更多的()。
下列有关非公开增发股票的表述中正确的有()。
投资商成功开发零售商业项目后,对项目的处置方式一般有()。
欧洲的舞蹈批评家:美国芭蕾水平的提高是由于现在有更多的欧洲人在美国教授芭蕾。在美国的芭蕾教师中.在欧洲出生并接受训练的教师比例上升了,我知道这一点是因为在我去年去纽约时,我所遇见的欧洲来的芭蕾教师——在欧洲出生并接受训练——比从前要多。下列哪一项指出
[*]
最新回复
(
0
)