The funny thing about how a bank works is that it functions because of our trust. We give a bank our money to keep it safe for u

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问题    The funny thing about how a bank works is that it functions because of our trust. We give a bank our money to keep it safe for us, and then the bank turns around and gives it to someone else in order to make money for itself. Banks can legally extend considerably more credit than they have cash. Still, most of us have total trust in the bank’s ability to protect our money and give it to us when we ask for it.
   Why do we feel better about having our money in a bank than we do having it under a mattress(床垫)?  Is it just the fact that they pay interest on some of our accounts.’? Is it because we know that if we have the cash in our pockets we’ll spend it? Or, is it simply the convenience of being able to write checks and use debit cards(借记卡) rather than carrying cash? Any and all of these may be the answer, particularly with the conveniences of electronic banking today. Now, we don’t even have to manually write that check -- we can just swipe(刷卡) a debit card or click the "pay" button on the bank’s Web site.
   The reason the bank works:  (46)  .
   The purpose we give our money to the bank: to keep it  (47)  .
   The bank’s ability:  (48)  and give it to us when we ask for it.
   The best place we want to put our money:  (49)  .
   The two convenient ways for today: we can  (50)  or click the "pay" button.


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答案protect our money

解析 第一段第四句说到我们相信银行能保护我们的钱并在需要时还给我们。
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