Another possible source of loans are a life 【M1】______ insurance policy. When you study insurance, you will

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问题     Another possible source of loans are a life                   【M1】______
insurance policy. When you study insurance,
you will learn that some types of life insurance
have cash or loan value. Anyone who owns                          【M2】______
this type of insurance may borrow up to
the number of its cash value.                                     【M3】______
   Life insurance loans are easy to obtain.
Tile rate charged is less than that for almost
any other type of loan available for consumers.                   【M4】______
This is because the lender takes none risk.                       【M5】______
Also, borrowers may take as long as they want
to repay their loans. Although that may seem
likely an advantage, it can also be a disadvantage                【M6】______  
When a borrower is not required to
repay a loan within certain period of time, it is easy            【M7】______
to let it run on and on. This increases the dollar
cost of a loan as the loan continues. Also the                    【M8】______
amount the insurance company will pay for case                    【M9】______
of death is reduced by the amount of the loan.
For example, suppose that someone with
$10,000 of insurance borrows $2,000
and dies, leaving the loan unpaying. The insurrance               【M10】______
company would pay only $8,000 to the
person entitled to receive the money. Of
course, if the $2,000 loan had been obtained
from another source, it would still have to be paid.
【M10】

选项

答案unpaying改成unpaid

解析 死了没有付贷款。这里当然应该用过去分词unpaid。
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