首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady
admin
2010-09-25
94
问题
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady income and a good work record can apply for a credit card. There are many credit cards available: American Express, Master Chafe, VISA, and Diner’s Club are the names of some of the most popular.
If you have a credit card, you can buy a car, eat a dinner, take a trip, and even get a haircut by charging the cost to your account. In this way you can pay for purchases a month later without any extra charge. Or you may choose to spread out your payment over several months and pay only part of the total amount each month. If you do this, the credit card company, or the bank that sponsors the credit card, will add a small service charge to your total bill. This is very convenient for the customer. With the credit card in your wallet or purse, you don’t have to carry much cash. This saves your trips to the bank to cash checks or withdraw cash. Also, if you carry credit cards instead of a lot of cash, you don’t have to be concerned about losing your money through carelessness or theft. The card user only has to worry about paying the final bill. This, of course, can be a problem, if you charge more than you can pay for.
Credit cards are big business. Many banks sponsor their own credit card companies and issue cards free to their customers. Other credit card companies charge their members annual dues. The stores that accept credit cards must pay a small fee to the credit card company — a percentage of the purchase price of the merchandise or service, In turn, the credit card company promptly pays the store for the merchandise or service. Credit card companies make a profit from the fees they charge the store and also from the fees collected from customers who pay for their charges in monthly installments. However, credit card companies sometimes have problems collecting overdue payments from unreliable customers. Also, the use of stolen, lost, or counterfeit credit cards by criminal has become a big headache for the credit card company that’s responsible for the goods and services illegally charged to its customers’ accounts.
People use credit cards on condition that they have ______ .
选项
答案
a steady/fixed income and a good work record
解析
本文第一段指出:只有具有稳定收入和良好工作履历的人才能申办信用卡。
转载请注明原文地址:https://kaotiyun.com/show/jtz7777K
0
大学英语六级
相关试题推荐
A、200,000tons.B、2milliontons.C、20milliontons.D、2,000tons.B细节推断题有些人认为每年排放到欧洲海域上的原油量要高达20万吨的10倍,因此数量是200万吨。
ScientistssaythewarmingoftheEarth’satmospherehasbeguntoaffectplantandanimallifearoundtheworld.Scientistsfrom
A、Heusedtoliveinthecountry.B、Heusedtoworkinthecity.C、Heworksinthecity.D、Helivesinthecountry.C
Directions:Nowadayspeoplearebecomingincreasinglyawareoftheimportanceofhealth.Andtheyhavedifferentwaystostayhe
RainforestsTropicalrainforestsarethemostdiverseecosystem(生态系统)onEarth,andalsotheoldest.Today,tropicalrainfo
A、ItoftensnowsheavilyintheScottishHighlands.B、Itneversnowsheavilyineverypartofthecountry.C、Trainsandbusesar
A、Bytheworkofbiologists.B、Intheprocessofevolution.C、Overmillionsofyears.D、BothAandBD
Truancy(逃学)sweepsaroundBritainrecentlyrevealedthousandsofchildrenmissedschool—andturnedupsomeridiculousexcuses,
Formillionsofyearsbeforetheappearanceoftheelectriclight,shiftwork,allnightcableTVandtheInternet,Earth’screa
A、1.3seconds.B、Eightminutes.C、Alife’stime.D、Aboutfouryears.D事实细节题原文中讲到距离地球最近的恒星离地球大约是四光年。
随机试题
社区护士接到急救电话,诉家人昏迷,护士到场后,急救护理措施不正确的是
不适合行血管内支架治疗的血管是
根据三级预防原则,劳动卫生工作的一级预防为
发生脂肪变性的组织做冰冻切片,苏丹Ⅲ染色,胞浆中的脂肪滴呈现的颜色是()。
缺铁型贫血患者的下列哪项检查结果不正确
临床使用最广泛,固位、支持、稳定作用均较理想的卡环是可以有效防止食物嵌塞的卡环是
同时反映出项目的成功经验和失败教训,要求评价者具有广泛的阅历和丰富的经验,这是招标采购项目评价原则中()的重要标志。
校验高压断路器的断流能力时,宜取下列哪个值作为校验条件?()
根据美国著名管理学家迈克尔.波特的竞争战略理论,()是在单一营销的基础上注入人性化的营销理念,它不局限于满足客户的一次性需要,而是用情感打动客户的心,把客户终生套牢,一生一世甚至几代人成为一家银行的忠实客户。
法律的含义包括()
最新回复
(
0
)