Most commercial letters of credit are documentary, meaning that certain documents must be included with any drafts drawn under t

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问题     Most commercial letters of credit are documentary, meaning that certain documents must be included with any drafts drawn under the terms of the credit. Documents required usually include an order bill of lading, a commercial invoice, and any of the following: consular invoice, insurance certificate or policy, certificate of origin, weight list, packing list.
    The first is the standby letter of credit, in which the issuing bank undertakes to pay if the applicant does not carry out his obligations. Documents normally called for are evidences of the underlying transaction, such as non-negotiable copies of bills of lading, or third party’s certificate certifying the non-payment by the applicant. The second is the indemnity for minor discrepancies in the documents given to the shipping company so that the issuing bank may make payment or the shipping company may release goods to the applicant.
Standby letters of credit are relatives of documentary letters of credit because ______.

选项 A、they are very similar to ordinary letters of credit in operation
B、the issuing banks undertake to pay
C、they are normally accompanied by evidences of transactions such as non-negotiable copies of B/L or other documents
D、they call for all kinds of normal documents

答案C

解析 备用信用证和跟单信用证的相同点是都附有交易凭据。
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