首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Present pension structures no longer work. They were established in a more youthful period with relatively few older people who
Present pension structures no longer work. They were established in a more youthful period with relatively few older people who
admin
2013-01-20
61
问题
Present pension structures no longer work. They were established in a more youthful period with relatively few older people who were often poor and iii, and generally spent only a short time in retirement. In rich countries today, older people are often well-off and in good health, and are spending around 20 years in retirement. Therefore there is the need for reform.
This survey has presented the arguments for more private funding and for fairer pensions. Such changes will create motives for individuals to take charge of their own retirement needs rather than leaving the task to the state. This, in turn, will make the provision of public pensions more afford- able.
Even so, the state will continue to play a leading role in pensions. At a minimum, governments must offer a safety net, probably in the form of a defined benefit financed through taxation, for people who for some reason have not been able to provide for themselves and who would otherwise be miserable in old age. More broadly, there is a case for the state to offer a slimmed-down pay-as-you-go pension system, although as far as possible this should be organized along defined-contributions lines. Such provision widens the range of assets to include human capital because the effective return comes from total wages, and offers a safe if low return.
Governments also have to create a suitable framework for effective private pensions. Administrative(行政的)expenses have to be tightly controlled, and appropriate tax motives have
to be offered to encourage voluntary pension saving. Where the state provides a generous safety net, private-pension saving may have to be made mandatory(强制的) , otherwise many people will not bother.
So much for the developed countries, but what of the more youthful populations of tile rest of the world? In 1994, the World Bank came down heavily in favor of more funding in private accounts. It thought the state’s role should be to provide a smallish first pillar with the limited task of providing protection against old-age poverty, and to command a privately-funded second pillar to provide the bulk of pensions.
According to the World Bank, we can learn that______.
选项
A、the state should provide the majority of pensions
B、the state should provide more protection against old-age poverty
C、the role that the state plays in pensions is small
D、private funding should provide the majority of pensions
答案
D
解析
事实细节题。文章最后一句话提到“... command a privately-funded second pillar to provide the bulk of pensions.”由此可知,私人的养老基金作为养老金体制第二位的支撑,提供大部分养老金。
转载请注明原文地址:https://kaotiyun.com/show/lUu7777K
0
大学英语四级
相关试题推荐
Notonly______(老师本身对足球感兴趣)butallhisstudentsarebeginningtoshowaninterestinit.
Theterm"qualityoflife"isdifficulttodefine.It【C1】______averywidescopesuchaslivingenvironment,health,employment,
A、She’sinameeting.B、She’soutoftheoffice.C、She’stalkingwithanothercustomer.D、She’sillathome.B根据对话中女士提到的butshe’
A、Themandidbetterinanearlierexam.B、Themandidn’tpassthephysicsexam.C、Themanfoundsomethingwrongwiththeexam.
A、Qualified.B、Young.C、Irresponsible.D、Unskillful.A题干询问男士认为私人教练是怎么样的。在对话中男士提到私人教练均毕业于国际私人教练学院,都很有资质。由此可知,私人教练都是合格的,故答案为A)。
TipsforTravelingAloneWhenitcomestotraveling,sometimestakingajourneyalonecanbegreat.Travelingaloneallowsf
Fordecades,thedebateaboutbalancingworkandfamilylifehasbeenframedasanissueforwomen.Manystudieshaveshownthat
Internetdatashowsthatyoungeradultshavebecometheprimaryaudienceobsessed(着迷)withalteringtheirpersonalappearance.
Standardsforcommercialeggproductionvarygreatlyaroundthecountry.Inmoststates,theegg-layinghensare【S1】______togeth
Computersareelectronicmachinesforprocessingdata.Dataarepiecesoritemsofinformationthathavebeenproperly【C1】______
随机试题
甲、乙、丙、丁拟共同投资设立一有限合伙企业,甲、乙为普通合伙人,丙、丁为有限合伙人。四人草拟了一份合伙协议。该合伙协议的下列内容中,符合合伙企业法律制度规定的是()。
氯丙嗪对体温调节的影响具有什么特点:
治疗风热头痛、肝热目赤、破伤风的药物是
蒙特卡洛法的模拟次数一般应在()。
下列关于增值税税率的表述,正确的是()。
某公司发行期限为5年的债券,票面利率为6%,每年付息一次,面额为100元,市场同类债券的利率为5%,此债券的价格应为()元。
某饭店是由两家国有企业和一家集体企业投资、按五星级标准设计建造的商务饭店。该饭店的组织形式为有限责任公司,计划在2010年开张营业,届时将成为当地最高档次、最大规模的饭店。根据预测,2010年的经济形势较为乐观,加之该城市有两个国际合作项目开工,届时将会有
当购买性支出增加时,其对市场价格和企业利润的影响是()。
经营高风险旅游项目应当按照国家有关规定取得经营许可。()
Isitpossibletopersuademankindtolivewithoutwar?Warisanancientinstitutionwhichhasexistedforatleastsixthousan
最新回复
(
0
)