Millions of Americans are entering their 60s and are more concerned than ever about retirement. They know they need to save, but

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问题     Millions of Americans are entering their 60s and are more concerned than ever about retirement. They know they need to save, but how much? And what exactly are they saving for—to spend more time【C1】______the grandkids, go traveling, or start another career? It turns out that husbands and wives may have【C2】______different ideas about the subject.
    The deepest divide is in the way spouses envisage their lifestyle in their later years. Fidelity Investments Inc. found 41 percent of the 500 couples it surveyed【C3】______on whether both or at least one spouse will work in retirement. Wives are generally right regarding their husbands’ retirement age, but men【C4】______the age their wives will be when they stop working. And husbands are slightly more【C5】______about their standard of living than wives are.
    Busy juggling(穷于应付)careers and families, most couples don’t take the time to sit down, 【C6】______or together, and think about what they would like to do 5, 10 or 20 years from now. They【C7】______they are on the same page, but the【C8】______is they have avoided even talking about it.
    If you are self-employed or in a job that doesn’t have a standard retirement age, you may be more apt to delay thinking about these issues. It is often a【C9】______retirement date that provides the catalyst(催化剂)to start planning. Getting laid off or accepting an early-retirement【C10】______can force your hand. But don’t wait until you get a severance(遣散费)check to begin planning.
A)assume B)confidential C)disagree D)formula E)forthcoming
F)illustrating G)mysteriously H)observe I)optimistic J)package
K)radically L)reality M)separately N)spoiling O)underestimate
【C6】

选项

答案M

解析 空格前是most couples don’t take the time to sit down,句子的主谓宾状都有,也就是说句子主体结构完整,空格后是or together,together是副词,or并列两个对等成分,所以此处应该填入副词。剩下的副词有两个:G)mysteriously神秘地,M)separately分别地。together意为“一起”,or并列两种不同的情况,“一起”和“分别”正好是两种相反的状态,separately填入空格中也符合此处句意,故选M。
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