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  3. Banks are not ordinarily prepared to pay out all accounts: they rely on depositors(储户)not to demand payment all at the same time

Banks are not ordinarily prepared to pay out all accounts: they rely on depositors(储户)not to demand payment all at the same time

admin2010-07-11  54
问题     Banks are not ordinarily prepared to pay out all accounts: they rely on depositors(储户)not to demand payment all at the same time. If depositors should come to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs. Vaught worked as a teller had enough money on hand to pay off their depositors. The officers simply told the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many think that the bank could not possibly pay off everyone. People began to push and then to fight for places near the tellers’ windows. The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the bank. Mrs. Vaught says that she had difficulty keeping herself from doing the same.
The tellers in Mrs. Vaught’s bank were told to______.
选项 A、explain why they could not pay out all accounts
B、pay out accounts as requested
C、make the depositors believe that the bank was sound
D、pay out money as slowly as possible
答案B
解析 细节题。本题问沃特太太所在银行的出纳被告知要……。根据该文倒数第六行：“The officers simply told the tellers to pay on demand．官员们直截了当地告诉出纳员们只要有提钱要求的都支付。”可知应该选B．pay out accounts as required．按照(客户)要求支付款项。其它选项：A．说明不能支付款项的原因；C．让客户相信银行是靠得住的；D．付款时尽可能地慢。
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