2. 外语
  3. Bankers’ acceptances often arise in foreign trade. A business buying goods from abroad where it is not well known and does not h

Bankers’ acceptances often arise in foreign trade. A business buying goods from abroad where it is not well known and does not h

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问题     Bankers’ acceptances often arise in foreign trade. A business buying goods from abroad where it is not well known and does not have other credit arrangements will first obtain a letter of credit from its own bank. The letter will authorize the foreign seller to draw a draft on the company’ s bank. It can be made payable on sight, that is, upon presentation, payable upon arrival of merchandise, or payable in a fixed number of days. A draft can be made payable in, say, 30 days after it is presented to the bank against which it is drawn. This draft can be discounted at the seller’ s bank so that the seller receives immediate payment. If this is done, the draft can be sent through correspondent banks back to the domestic bank against which it is drawn. The domestic bank can buy the draft, a short-term loan agreement to be paid by the company buying the goods abroad. This action would tie up bank funds. Alternatively, the bank can stamp the draft "accepted" with the appropriate signature, thereby indicating that the bank guarantees the draft, and then sell it in the secondary market.
How can the seller receive immediate payment if the draft is made payable on a future date?
选项 A、He can send the draft to the correspondent bank for immediate payment.
B、He can present it to the bank against which it is drawn for payment.
C、He can ask the buyer to pay the money.
D、He can discount the draft at his bank and get money immediately.
答案D
解析 第六句指出This draft can be discounted at the seller’s bank so that the seller receives immediate payment，意即卖方可以给予银行折扣来获得远期汇票的即期付款。
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