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  3. Savings In the United States, people who want to start a savings have many choices. / Banks and credit unions are traditiona

Savings In the United States, people who want to start a savings have many choices. / Banks and credit unions are traditiona

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答案 Savings In the United States, people who want to start a savings have many choices. / Banks and credit unions are traditional places to open an account. / Savings are protected up to a limit if a federally guaranteed bank or credit union ever fails. / Banks and other financial organizations pay interest on savings accounts, / but the interest rates are low. / Certificates of deposit are another way to save. / They pay higher interest rates. / With a certificate of deposit, a person agrees / not to withdraw an amount of money for a period of time. / The term could be three months, or it could be several years. /
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