首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2017-06-27
45
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
Lewis Mandell suggests that we should figure out how to _______.
选项
A、carry out financial-literacy education properly
B、manage money in a more efficient way
C、help students score better in money-management courses
D、improve the social awareness of financial education
答案
A
解析
由题干可知,空格中要填的是文中第4段第1句do this the right way的同义替换,而do this指的就是上文一直说的“进行金融知识扫盲教育”,A中properly即the right way,故选A。
转载请注明原文地址:https://kaotiyun.com/show/oei7777K
0
大学英语四级
相关试题推荐
A、Helooksyoungerthanhereallyis.B、Heistheonlymathteacherinschool.C、Heisnotyoungenoughtoteachmath.D、Heisn
A、Hedoesnotwanttobuyclothes.B、Heisnotafraidtotakearisk.C、Hismotherdoesnotlikereceivingclothes.D、Hismother
A、Thebusstation.B、Theschool.C、Theairport.D、Thetravelagency.C女士说:“我想你最好乘坐机场快线。”机场快线是连接机场与市中心的专用交通,因此男士应该是去机场,选C。解题关键是听懂
TheUShasanenduringloveaffairwiththecar.MostAmericanssimplywon’twalkanywhere,hencetherapidincreaseofdrive-in
Peanutsareoneoftheworld’smostnutritiousfoods.Peanutscontainpoundforpoundmoreprotein,vitamins,andmineralsthan
A、Themanshouldfindanotherlocation.B、Themanshouldputthehorsebeforethecart.C、Themanshouldnotopenanewshop.D、
A、Improvedhighwaydesign.B、Betterpublictransportation.C、Regulardrivertraining.D、Strictertrafficregulations.A
Althoughthestigma(耻辱)onceassociatedwithmentalillnesshasgraduallygoneawayinrecentyears,mostoftheAmericanswhoha
Musicinhighereducation:whatisitworth?A)Musichasfounditselfincreasinglycentralinthesubjectcontroversysurroundin
随机试题
主要目的在于传递情报的沟通为()。
钱锺书的《说笑》针对的是三十年代林语堂、周作人提倡的“幽默文学”而写的。()
I______ataxitoschoolwhenitwasraining.
骨盆骨折可能出现的并发症是
特发性血小板减少性紫癜可有
甲房地产经纪机构(以下简称甲机构)是一家以经营二手房经纪业务为主的企业。几年来,机构业务蒸蒸日上,门店数量不断增加,经营业务由房屋租赁居间逐步扩展到二手房买卖居间、新建商品房营销策划和代理销售等。甲机构还为外籍人士提供二手房经纪服务。甲机构所在城市经济高度
下列对建筑安装工程费用组成的叙述正确的是()
下列属于纯私人产品的是()。
下列有关或有事项的表述中,正确的是()。
仿照下面语句的样式,在后面写一个与前边意思连贯的分句。(字数可不相同)生活是一杯酒,散发着迷人的醇香;生活是一本书,蕴涵着深刻的哲理;生活是_________,_________。
最新回复
(
0
)