Some people are content to limit their investment programs to such safe investments as savings accounts and savings bonds. They

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问题     Some people are content to limit their investment programs to such
safe investments as savings accounts and savings bonds. They take comfort
of knowing that while the return from such investments may be small, it is     【M1】______
steady and sure.  Another people seek investments that involve higher          【M2】______
risks. They understand that the amount of money a investment returns is
frequently related to the amount of risk it involves. Because they want to     【M3】 ______
obtain the greatest possible return on each dollar investing, they are willing 【M4】 ______
to take certain chances. Still another group of people want both com fort      【M5】 ______
of safe investments and greater dollar return of high-risk investments.
Accordingly, they prefer to a program that has a balance of both safe and
high-risk investments.                                                         【M6】 ______
    For the last two groups, most popular types of high-risk investments       【M7】 ______
are those that involve securities.  Securities, that is a general term for     【M8】 ______
stocks and bonds, are sold by governments and corporations in order to
raise large amounts of money.
    There are three ways in which businesses that needs a great deal of        【M9】 ______
money for a long period of time can obtain that money. They can go to a
bank and apply for a long-term loan. They can use the profits of the
business. Or they can sell stocks and bonds. But banks are often reluctant to
lend large amounts for periods longer than one and two years. And profits      【M10】 ______
are ordinarily not large enough to finance anything very expensive.
【M8】

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答案that应改为which

解析 非限制性定语从句在修饰物时只能用which引导。
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