首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
These are tough times for Wal-Mart, America’s biggest retailer. Long accused of wrecking small-town America and condemned for th
These are tough times for Wal-Mart, America’s biggest retailer. Long accused of wrecking small-town America and condemned for th
admin
2011-03-10
46
问题
These are tough times for Wal-Mart, America’s biggest retailer. Long accused of wrecking small-town America and condemned for the stinginess of its pay, the company has lately come under fire for its meanness over employees’ health-care benefits. The charge is arguably unfair: the finn’s health coverage, while admittedly less extensive than the average for big companies, is on a par with other retailers’. But bad publicity, coupled with rising costs, has stirred the Bentonville giant to action. Wal-Mart is making changes that should shift the ground in America’s health-care debate.
One strategy is to slash the prices of many generic, or out-of-patent, prescription drugs. Wal-Mart recently announced that its Florida stores would sell a list of some 300 generic drugs at $4 for a month’s supply; other states will follow. That is above cost but far less than the prices charged by many pharmacy chains, which get profits from fat margins on generics.
Wal-Mart’s critics dismiss the move as a publicity stunt. The list of drugs includes only 143 different medicines and excludes many popular generics. True, hut short-sighted. Wal-Mart has transformed retailing by using its size to squeeze suppliers and passing the gains on to consumers. It could do the same with drugs. Target, another big retailer, has already announced that it will match the new pricing. A"Wal-Mart effect" in drugs will not solve America’s health-costs problem: generics account for only a small share of drug costs, which in turn make up only 10% of overall health spending. But it would help.
The firm’s other initiative is more controversial. Wal-Mart is joining the small but fast-growing group of employers who are controlling costs by shifting to health insurance with high deductibles.
From January 1st new Wal-Mart employees will only be offered insurance with very low premiums (as little as $11 a month for an individual) but rather high deductibles (excesses): an individual must pay at least the first $1,000 of annual health-care expenses, and on a family plan, the first $3,000. Unusually, Wal-Mart’s plan includes three doctor visits and three prescription drugs before the big deductible kicks in. Since most employees go to the doctor less often than that, the company argues, they will be better off because of the lower premiums. That may be true for the healthy, say critics; sicker workers will see their health costs soar.
This debate, writ large, is the biggest controversy in American health care today. The Bush administration has been pushing high-deductible plans as the best route to controlling health costs and has encouraged them, with tax-breaks for health-saving accounts. The logic is appealing. Higher deductibles encourage consumers to become price-conscious for routine care, while insurance kicks in for catastrophic expenses.
Early evidence suggests these plans do help firms control the cost of health insurance. But critics say that the savings are misleading. They argue that the plans shift costs to sicker workers, discourage preventative care and will anyway do little to control overall health spending, since most of the $2 trillion (a sixth of its entire GDP) that America spends on health care each year goes to people with multiple chronic diseases.
For the moment, relatively few Americans are covered bv these" consumer-directed"plans. But they are becoming increasingly popular, especially among firms employing low-skilled workers. And now America’s biggest employer has joined the high-deductible trend. That is bound to have an impact.
The author is most likely to agree that high-deductible plans
选项
A、will not affect sicker workers negatively.
B、are the best way to reduce health costs.
C、will increase the health costs of sicker workers.
D、should work out to be feasible plans.
答案
D
解析
推断题。末段最后两句指出:And now America’s biggest employer has joined the high-deductible trend. That is bound to have an impact. 由此可见作者对高减免额保险计划充满信心,[D]符合文意,故为答案。倒数第二段指出批评者的不同看法:They argue that the plans shift costs to sicker workers,但作者并未对此进行驳斥,[A]缺乏依据;倒数第三段第二句提到The Bush administration has been pushing high-deductible plans as the best route to controlling health costs,这是布什政府的看法,非作者看法,排除[B];第五段末句指出That may be true for the healthy,say critics;sicker workers will see their health costs soar. 这是批评者的观点,非作者观点,排除[C]。
转载请注明原文地址:https://kaotiyun.com/show/pWYO777K
0
专业英语八级
相关试题推荐
WhichofthefollowingwordsisNOTformedthroughclipping?
WiltChamberlainisretirednow,butheusedtobeafamousbasketballplayer.Hehasset65differentrecordsandevenholdsma
Whimneighborhoodsarebecomingdarkerin【1】______andmoreexpensive.【1】______Analystssaythatsoaringhousepricesa
ItispossibleforstudentstoobtainadvanceddegreesinEnglishwhileknowinglittleornothingabouttraditionalscholarlyme
Loveisthemostwonderfulthingintheworld.Peoplealwayshopetoowntheperfectlove.Herecomesthequestion:Doyoubelie
Twotechniqueshaverecentlybeendevelopedtosimplifyresearchandreducethenumberofnonhumanprimatesneededinstudiesof
In1995about700,000robotswereoperatingintheindustrializedworld.Over500,000wereusedinJapan,about120,000inWeste
ThePressConferenceThepressconferencehascertainadvantages.Thefirstadvantagelieswiththe【1】______ofthe【1】______eve
A、mayberemovedfromhispresentpostinIraqB、maybeappointedasthetopU.S.commanderinIraqC、isresponsibleforthepri
A、themaltreatmentoftheinmates.B、thepoorlivingconditions.C、thetransferofagangleader.D、thesentenceofamurderer.
随机试题
招标文件中,招标方提供的暂估价材料应()。
简述市场经济的一般特征。
Somuch______hisfinancialpositionthathecan’tsleepatnight.
氯丙嗪不用于:
患者,男,51岁。缺失,基牙,可摘局部义齿修复按Kennedy分类分,属第几类
共有资源是有竞争性但无()的物品。
已经登账的记账凭证不能再直接修改。()
中国的传统庙会是集宗教祭祀、文艺表演、商品交易为一体的民间集会。庙会的最初形式并没有商品交换的内容,而只是纯粹的宗教祭祀活动。随着集会人数的不断增多,自然也就导致商人的汇集,定期的集市也就自然形成。演变到后来,庙会商品交易的功能变得比宗教祭祀功能更为重要。
根据下列统计资料回答问题。2015年全年,全国吸收外商直接投资新设立企业26575家,比上年增长11.8%;实际使用外商直接投资金额7813.5亿元,同比增长6.4%。其中从“一带一路”沿线国家吸收外商直接投资新设立企业2164家,增长18.3%
FlirtingwithSuicideThedeathofanAustralianboy’sdreamThelifeofDavidWoodswasthestuffofanAustralianboy’
最新回复
(
0
)