Where does this conversation probably take place?

M: This is your passbook. The interest rate will automatically adjust depending on how much you have in the account.
W: Oh, that’s good. There’s something else. I’d like to apply for a mortgage, please.
M: Certainly, I’ll make you an appointment with our mortgage adviser.

W: So you started your business with your best friend. Friends working in the same business could be a recipe for disaster.
M: Yes, so we kept warning ourselves of the danger. And we found later that we each brought what the other lacked.
W: Good for you.