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  3. An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and lear

An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and lear

admin2019-04-17  28
问题     An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.
    How large an allowance is appropriate? Experts say there is not a right amount. Actual amounts differ from region to region, and from family to family.
    To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, and school supplies. "If you make the child responsible for these bills," says Josephine Swanson, a consumer specialist, "he or she will learn to budget for necessary expenditures. " Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
    It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $5 a week, $ 1. 75 of which was for bus fare and lunch. " If you lose your money," Brooke’s mother told her, "you walk home" One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brooklyn. "At first I was angry. But I finally realized that she was trying to teach me an important les-son.
    Experts advise that an allowance should not be tied directly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative.
What does the text mainly discuss?
选项 A、How to develop a child’s initiative.
B、How to work up an amount of pocket money.
C、How to teach a child to save money.
D、How to teach a child about money.
答案D
解析 主旨题。文章第一段第一句提出给孩子们零用钱是教会孩子们如何进行预算，存储和自我决策的好方法，孩子们能够在乱花钱或丢钱的时候记住错误并从中学到很多。由此可看出文章主旨即如何教会孩子们使用金钱。
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