Sharing Economic Losses Through Insurance Each minute of the day or night, everyone faces a possible financial loss. Savings

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问题                             Sharing Economic Losses Through Insurance
    Each minute of the day or night, everyone faces a possible financial loss. Savings provide one way to take care of financial losses. But savings are not the answer to large losses. The best way to guard against large financial losses is through insurance.
    The purpose of insurance is to provide protection against financial losses at a reasonable cost. This is possible only when the cost of insurance is shared by many people who face a similar risk. But not all of them are likely to have actual losses at the same time.
    You Buy Insurance from Insurance Companies
    Almost 4,800 companies in the United States are in the business of providing insurance protection. These businesses are called insurance companies. Because most insurance companies operate on a large scale, they provide a way for large numbers of people to share their losses.
    Many Kinds of Risks Can Be Insured
    Insurance can provide protection against almost any kind of loss. However, the kinds of insurance protection that most people buy can be divided into four broad groups: property insurance, liability insurance, life insurance, and health insurance.

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答案through insurance

解析 由问句中的提示词"the best way to guard against financial losses"可知答案在第一段最后一句"…The best way to guard against large financial losses is through insurance"。
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