首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
[A] Watching related expenses and making wise choice [B] Paying attention to details [C] Weighing your financial goals and expec
[A] Watching related expenses and making wise choice [B] Paying attention to details [C] Weighing your financial goals and expec
admin
2017-11-14
57
问题
[A] Watching related expenses and making wise choice
[B] Paying attention to details
[C] Weighing your financial goals and expectations first
[D] Maintaining realistic expectations
[E] Narrowing the search
[F] Not too special
[G] Choosing specialty funds
How to Select a Fund Eating better. Exercising. Investing. There are a lot of things you know should be doing. The problem is that getting started always seems to be the hardest part. For many investors, mutual funds are a good way to go, but trying to sort through the number of available choices—now more than 10 000—makes this important task appear overwhelming. Let’s look at some ways to cut that number down to a reasonable size, as well as other factors to consider when selecting your first fund.
【R1】______
Before you begin examining potential investments, it’s important to take some time to access your own goals and risk tolerance. If you start with a clear objective in mind, as well as an understanding as to how you might react if your investment loses money, you’ll be less likely to purchase a fund that doesn’t fit your needs. And that’s what often leads to disappointment. It is important to look for funds that are appropriate for both your goals and your investment temperament (性情).
【R2】______
One way to begin your search for a good fund is to use the Morningstar star rating. The rating is a useful tool for narrowing the field to funds that have done a good job of balancing return and risk in the past. To assign ratings, Morningstar uses a formula that compares a fund’s risk-adjusted historical performance with that of other funds within four rating groups-domestic stock funds, international stock funds, taxable bond funds, and municipal bond funds.
【R3】______
Funds that invest solely in a single market sectors, called specialty funds, often have impressive returns and may be great additions to a diversified portfolio(投资组合). However, the success of such funds depends largely on the fortunes of a particular market sector. Hence, specialty funds probably aren’t the best way to start. For your first fund, look for a diversified stock fund that has exposure to different types of stocks.
【R4】______
There’s no free lunch in fund investing: in addition to the sales fees that some fund companies charge, fund investors must also pay management fees and trading cost. Unfortunately, you don’t necessarily get what you pay for—no one has ever shown that more expensive funds provide greater returns.
Look for funds with reasonable costs. The expense ratio, which expresses annual costs as a percentage amount, is probably the best number to use when comparing mutual fund costs.
【R5】______
Whatever the market does, try to take it in stride. You’re in for the long haul, so don’t worry about the market’s day-to-day gyrations. Relax and resist the temptation to monitor your first investment daily. Check in on your mutual funds once a month, and give your portfolio a thorough exam every 6 to 12 months. And consider adding to your fund each month. An automatic investment plan makes it a relatively painless process. Finally, remember that the ultimate measure of your success as an investor depends not on your owning the best-performing mutual fund. Only one fund will be the top performer over the next decade, and there’s no way to predict which one it will be. Meeting your own financial goals should ultimately be the yardstick (标准) by which you measure your investment success.
【R3】
选项
答案
F
解析
第四段先介绍了什么是“专项基金”及其特点,接着指出投资新手的最佳选择不是“专项基金”,而是多元化股票基金。F项中的special一词和该段specialty相呼应,该项与第四段结合起来表示的含义是“选择基金时不要太单一,而应多元化”。
转载请注明原文地址:https://kaotiyun.com/show/teIZ777K
0
考研英语一
相关试题推荐
Teachersneedtobeawareoftheemotional,intellectual,andphysicalchangesthatyoungadultsexperience.Andtheyalsoneed
Teachersneedtobeawareoftheemotional,intellectual,andphysicalchangesthatyoungadultsexperience.Andtheyalsoneed
Teachersneedtobeawareoftheemotional,intellectual,andphysicalchangesthatyoungadultsexperience.Andtheyalsoneed
Thoughnotbiologicallyrelated,friendsareas"related"asfourthcousins,sharingabout1%ofgenes.Thatis【C1】______astudy
Peopleare,onthewhole,pooratconsideringbackgroundinformationwhenmakingindividualdecisions.Atfirstglancethismigh
AgingposesaseriouschallengetoOECD(OrganizationofEconomicCo-operationandDevelopment)countries,inparticular,howto
AgingposesaseriouschallengetoOECD(OrganizationofEconomicCo-operationandDevelopment)countries,inparticular,howto
AgingposesaseriouschallengetoOECD(OrganizationofEconomicCo-operationandDevelopment)countries,inparticular,howto
AnyAmericanwhohasboughtapackofcigarettessincethemid-’60smighthaveseenthehealthwarnings.Itsays,"SURGEONGENER
随机试题
有如下程序:#includeusingnamespacestd;classVAC{public:intf()const{return3;}intf(){return5;}};intmain(){VACv
肾性水肿可分为肾病性水肿和。_______两类。
病人因肺炎需做做青霉素注射,做过敏试验后出现,呼吸困难,胸闷,气促,面色苍白,测脉搏细弱120次/分,Bp70/50mmHg。请分析病人可能发生什么情况?如何处理?
从所给的四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性:
Rainbowsareformedwhensunlightpassesthroughsmalldropsofwaterinthesky.
请思考如何研究“感恩”对“风险偏好”的影响?请设计一个具体实验探讨这两者之间的关系。
当前,随着时代发展,我国国家安全内涵和外延比历史上任何时候都要丰富,时空领域比历史上任何时候都要宽广,内外因素比历史上任何时候都要复杂,必须坚持总体国家安全观,其中国家安全的宗旨是
Windows98/XP通过DirectX组件提供了强大的多媒体功能。在下列DirectX组件中,为网络游戏提供支持、便于多个用户通过网络进行联机大战的是
下面对对象概念描述正确的是()。
A、Hediedinatrafficaccident.B、Hefellillandpassedawayunexpectedly.C、Hestayedinthehospitalforawhile.D、Hehada
最新回复
(
0
)