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  3. Passage 4 Many children first learn the value of money by receiving an allowance．The purpose is to let children learn from exp

Passage 4 Many children first learn the value of money by receiving an allowance．The purpose is to let children learn from exp

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问题 Passage 4
  Many children first learn the value of money by receiving an allowance．The purpose is to let children learn from experience at an age when financial mistakes are not very costlv．
The amount of money that parents give to their children to spend as they  wish differs form family to family．
    At first，young children may spend all of their allowance in no time．If thev do this， they will learn the hard way that spending must be done within a budget，which demands choices between spending and saving．Older children may be responsible enough to save money for larger costs，like clothing or electronics．
    But it is not a good idea to pay your child for work around the home．These jobs are a normal part of family life．Paying children to do extra work around the house，however，can be useful．It can even provide an understanding of how a business works．
  Allowances give children a chance to experience the things they can do with monev．
They can share it in the form of gifts or giving to a good cause．They can spend it by buying things they want．Or they can save and maybe even invest it．Saving helps children understand that costly goals require sacrifice：you have to cut costs and plan for the future．
  Many banks offer services to help children and teenagers learn about personal finance．A savings account is an excellent way to learn about the power of compound interest．
    Compounding works by paying interest on interest．So，for example，one dollar invested at two percent interest for two years will earn two cents in the first year．The second year， the money will earn to percent of one dollar and two cents，and so on．That may not seem like a lot．But over time it adds up．
Which of the following can be the main idea of the passage?(    )
选项 A、Giving children allowances makes good lessons
B、Some different ways to give children allowance
C、How to help children learn to handle their money
D、The more children are paid，the better they will learn
答案A
解析 主旨题。根据首段首句Many children first learn the value of money by receiving an allowance得出孩子会从定额零花钱学到金钱的价值，选项A即为此中心句的同义表达。再综合各句段意，即孩子能够初步学会理财，A为最佳选项。
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