首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
admin
2017-06-11
77
问题
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure had been transformed by economic risk and new realties. Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect; family risk has risen as well. Today’s families have budgeted to the limits of theirs new two-paycheck status. As a result, they have lost the parachuted they once had in times of financial setback—a back-up earner(usually Mom)who could go into the workforce if the primary earner got laid off or fell sick. This " added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise stay at home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a saving-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen—and newly fashionable health-saving plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent—and all the attendant need for physical and financial assistance—have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind.
According to the author, health-savings plans will______.
选项
A、help reduce the cost of healthcare
B、popularize among the middle class
C、compensate for the reduced pensions
D、increase the families’ investment risk
答案
D
解析
本题是细节题。A项“有利于减少健康护理的成本”属于对词意的曲解,文中saving指的是“储蓄账户”,而非“减少成本”;B项“在中产阶级中非常普及”这一信息在文中未提及;原文的第三段提到“their guaranteed payments for payments depending oninvestment returns”,C项“补偿减少的养老金”与此意义相左;D项“增加了家庭投资的不确定性”是原文的同义替换。
转载请注明原文地址:https://kaotiyun.com/show/vkFO777K
0
考博英语
相关试题推荐
Thewaypeopleholdtothebeliefthatafun-filled,painfreelifeequalshappinessactuallyreducestheirchancesofeverattai
St.Paulhastransformedsoaringenergycostsintoagoldenopportunityforeconomicdevelopmentbyputtingthefinaltoucheson
多数科学家这样认为,这项新技术正在对我们的生活产生积极影响,但是科学的发展决不应该以牺牲社会道德和人类的长期利益为代价。
Forlaymenethnologyisthemostinterestingofthebiologicalsciencesfortheveryreasonthatitconcernsanimalsintheirno
InMicrosoft’slatestattempttoreachouttobloggers,thecompanyrecentlygaveawayexpensivelaptopsloaded【C1】______itsnew
Ifsustainablecompetitiveadvantagedependsonworkforceskills,Americanfirmshaveaproblem.Humanmanagementisnottradit
1949年之前,中国的教育很落后,只有少数高等学校和部分中等学校。这些学校大都集中在大城市和几个沿海省份。许多县城没有中学,在山区和偏远地区甚至连小学都很少见。1949年后,初等教育开始普及,高等教育得到快速发展。教育在社会经济发展和提高人类文化
Despitedecadesofscientificresearch,nooneyetknowshowmuchdamagehumanactivityisdoingtotheenvironment.Humansare
Ifsustainablecompetitiveadvantagedependsonwork-forceskills,Americanfirmshaveaproblem.Humanresourcemanagementisn
1949年之前,中国的教育很落后,只有少数高等学校和部分中等学校。这些学校大都集中在大城市和几个沿海省份。许多县城没有中学,在山区和偏远地区甚至连小学都很少见。1949年后,初等教育开始普及,高等教育得到快速发展。教育在社会经济发展和提高人类文化
随机试题
水泥稳定基层中,对水泥最主要的技术要求是()。
张某作为甲公司的核心技术人员,在入职时与甲公司签订了竞业限制协议,双方约定,张某离职后2年内不得从事或者自营与甲公司相同或者相近似的业务,甲公司每月支付给张某5000元作为经济补偿。2015年4月1日,张某办理了离职手续,但是截止到12月1日,甲公司一直未
也许在文字产生以前,人们就知道利用植物的生长和动物的行踪来判断季节,这种物候授时是早期农业生产所必需的。物候虽然与太阳运动有关,但由于气候变化多端,不同年份相同的物候特征常常错位几天甚至更多,________。观象授时,即以星象定季节。比如《尚书.尧典》记
人际关系的特点包括()。
路灯下的守望没有晚风吹笛,没有月光煮酒,一盏盏灯火点亮孤独的城市。我匆匆吃过母亲中午走时预留的晚餐,躺坐沙发,开始用遥控器点播欢愉。荧屏里刀光剑影,红颜如玉,上演着绚烂的青春与江湖,我陶醉其中,几乎忘却了母亲单车远骑,在现实里沉重呼吸。不去
甲为自己投保一份人寿保险,指定其妻为受益人。某口,甲因交通事故身亡。经查,甲有一子5岁,甲母60岁且自己单独生活。该份保险的保险金依法应当如何处理?()
某市要求城管人员每天巡查,在巡查过程中至少为市民做一件好事,不分事大事小。有人支持,有人质疑。你怎么看?
已知矩阵A=和B=相似,求a,b的值及一个可逆矩阵P,使P-1AP=B.
执行下列程序段后,变量intsum的值是DimintsumAsIntegerDimIAsIntegerintsum=0ForI=0To50Step10intsum=intsu
Whycan’ttheymeetonThursday?
最新回复
(
0
)