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  3. An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and lear

An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and lear

admin2019-04-17  35
问题     An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.
    How large an allowance is appropriate? Experts say there is not a right amount. Actual amounts differ from region to region, and from family to family.
    To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, and school supplies. "If you make the child responsible for these bills," says Josephine Swanson, a consumer specialist, "he or she will learn to budget for necessary expenditures. " Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
    It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $5 a week, $ 1. 75 of which was for bus fare and lunch. " If you lose your money," Brooke’s mother told her, "you walk home" One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brooklyn. "At first I was angry. But I finally realized that she was trying to teach me an important les-son.
    Experts advise that an allowance should not be tied directly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative.
In Paragraph 3, the words "his peers" refer to______.
选项 A、his parents
B、his teachers
C、his financial experts
D、his friends
答案D
解析 根据第三段最后两句，从该句话中可以推断词义，如果孩子们的购买力低于peers，他们就会觉得不合群。所以可以推断，这个词应指“同龄人、朋友”的意思。与上文的friends相对应。
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