首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
A. You can schedule an automatic payment. B. Trying to get out of the late fee sometimes. C. You’d better plan to pay ahead. D.
A. You can schedule an automatic payment. B. Trying to get out of the late fee sometimes. C. You’d better plan to pay ahead. D.
admin
2017-03-23
95
问题
A. You can schedule an automatic payment.
B. Trying to get out of the late fee sometimes.
C. You’d better plan to pay ahead.
D. Change your payment due date in order to avoid late fee.
E. You could also set for yourself a reminder to pay in time.
Some Tips to Avoid a Credit Card Late Fee
If you’re even a minute late with a payment, your credit card company can hit you hard in the wallet—as much as $39 each time, according to a July 2008 survey. However, some simple steps can help keep your exposure to these extra costs to a minimum.
【R1】______
A few card issuers, including Chase and HSBC, charge extra fees for online payments that you need to post the same day, so even if you pay electronically, do it three to four days ahead so your credit card company will process the payment by the due date. If you’re snail-mailing checks, allow even more time—about 10 days—to allow for mail snafus. And unless you’re desperate, forget about phone payments—a number of banks charge a fee for them, no matter when you call.
【R2】______
A few card issuers allow you to choose a due date to coincide with your payday schedule, so a cash shortfall won’t make you late. You can even choose a due date that’s easier to remember. Your birthday’s on Feb. 17? Make your credit card payment due on the 17th of each month.
【R3】______
Some banks offer an autopay program that links your credit card to a checking or saving account; you decide whether to automatically pay the new balance, the current minimum payment or a fixed dollar amount. If you bank online, you can also arrange a do-it-yourself autopay. Just estimate your usual monthly minimum, schedule a monthly payment date and have the amount deducted from your account automatically. Just make sure you have enough in checking to cover it or the overdraft fees will eat up your saving on late fees.
【R4】______
Some credit card companies, including Chase, will alert you of upcoming due dates by e-mail or voice mail. You can also schedule a monthly e-mail reminder through a Web site, such as MemoToMe. com or RememberthMilk. com.
【R5】______
Even conscientious consumers will probably get hit with a late fee at some point. However, if you have a good record of on-time payments, call and politely ask a customer service representative to waive the charge. No dice? Ask to talk to a supervisor, or try again on a different day. You might even threaten to close your accounts with the company—a tactic that worked for Jeff Roth of Molalla, Ore, after his wife’s Chase credit card was hit with a $ 39 late fee when the Fourth of July delayed processing of a payment. "My advice to those who feel they have unjustly been assessed late fees is to be assertive about getting the charges removed." Says Roth, who posted about his plight at GetRichSlowly. org. "It won’t always work, but most credit card companies will least give you one freebie." Next time, though, you may be on your own.
【R1】
选项
A、
B、
C、
D、
E、
答案
C
解析
本段文字中提到如果要求当天付款到账的话,一些银行会加收费用(charge extra fees)。即使选择电子付款(pay electronically)也要提前三四天,以便于你的信用卡银行在到期之前处理好你的还款。用普通邮递(snail—mailing checks)就需要提前10天左右。最后本段还提到如果你不是特别紧急,不要使用电话付款(forget about phone payments),因为很多银行都会为此收费的,所以综合来看,本段内容主要讲的是要提前付款,避免因为中间传送或银行业务处理带来的时间拖延使得付款不能及时到达。故选C。
转载请注明原文地址:https://kaotiyun.com/show/whLi777K
0
在职申硕(同等学力)英语
相关试题推荐
Cancerhasemergedasamajorkillerinseveralnewlyindustrializedcountriesandisstrikingmorepeopleinareasofdevelopin
Itmaylooklikejustanotherplaygroup,butauniqueeducationalcenterinManhattanisreallygivingbabiessomethingtotalk
Iwas(sointerestedin)thevideothatI(watched)it(for)twohoursbeforeI(realized)it.
Nottoolongago,aguestcheckingoutofourPolynesianVillageresortatWaltDisneyWorldwasaskedhowsheenjoyedhervisit
Nottoolongago,aguestcheckingoutofourPolynesianVillageresortatWaltDisneyWorldwasaskedhowsheenjoyedhervisit
Institutionsofhighereducationcanworkoutelasticregulationstoattractbetterstudents.
WillthereeverbeanotherEinstein?ThisistheundercurrentofconversationatEinsteinmemorialmeetingsthroughouttheyear.
Governmentalbuildingsareusuallydesignedtopresenta(n)solemnandawe-inspiringlook.
Itisnotforbiddentodreamofbuildingabetterworld,whichisbyandlargewhatthesocialsciencestrytohelpustodo.Ho
Imagineeatingeverythingdeliciousyouwant—withnoneofthefat.Thatwouldbegreat,wouldn’tit?New"fakefat"product
随机试题
心绞痛(anginapectoris)
若x、y是int型变量,则执行以下语句后的x值是()#include<stdio.h>main(){intx,y;for(y=1,x=1;y<50;y++){if(x>=10)break;i
制备空胶囊时加入下列物质的作用是A.成型材料B.增塑剂C.增稠剂D.遮光剂E.溶剂二氧化钛
某施工单位根据《建筑法》和《建设工程安全生产管理条例》投保了建筑意外伤害保险。在保险责任有效期内,被保险人在建筑施工中遭受意外致残。由被保险人作为申请人填写保险金给付申请书,被保险人被确定残疾及其程度后,凭一系列的证明文件向保险人申请给付保险金。这些证明文
企业产品成本中原材料费用所占比重较大时,月末可采用的在产品和完工产品间分配的方法是()。
甲公司是一家上市公司,注册资本1亿元。甲公司最近3个会计年度连续盈利,最近3年公司实现的年均可分配利润达到3000万元,自2008年以来没有以任何形式向股东分配利润。2011年2月1日,在公司股东大会上,董事会提交了如下议案:(1)增选公司董事的方案:鉴
“社会整体需要”是指为了维持社会整体的( )所必须达到的条件。
领导让你从“老人跌入水中没人扶致死”入手,针对社会道德状况进行调查,请问你如何展开调查?
下列程序的输出结果是______。#include<stdio.h>main(){intx=3,y=2,z=1;if(x<y)if(y<0)z=0;else
Vitaminsareagroupofsubstancesfoundinfood.Thebodyneedsthemforlifeandhealth.Sonaturally,manypeopleareconcern
最新回复
(
0
)