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  3. insurable interest

insurable interest

admin2015-10-23  40
问题 insurable interest
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答案Insurable interest holds that no one may insure anything unless he has an interest in it，which means that if the thing insured is preserved he will derive a benefit from its preservation，but if it is in any way damaged or lost the assured will be adversely affected．Every contract of insurance requires an insurable interest to support it，or otherwise it is invalid and any claim made upon it will not be entertained．
解析 可保权益原则认为只有在一件事情中得到利益才能投保。这意味着，如果这投保的东西得到了保护，投保人能从这种保护中得到利益。但如果它受到损坏或丢失，投保方就会受到负面影响。每一份保险合同都需要有可保利益的支持，否则它就是无效的，任何根据此合同提出的索赔都不会受理。
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