Which of the following statements on bank online is INCORRECT according to the man?

M: I always feel like I need more hours from the day. Work, family...
W: I understood. Every morning I spend time looking for glasses, keys, or the other shoe.
M: So what’s our mistake?
W: I think it’s being disorganized. If we can stay organized, we can really save some time.
M: All right. Let’s start saving time from this very minute.
W: Bank online?
M: Yes.(4)Some people are afraid to do it but it’s something smart and safe. You can talk to the service representative about how to do it and how safe it is. Just think about writing checks, making transfers, checking statements...you can save about 30 minutes, or even up to an hour. I’ve actually saved a lot of time.
W: And for library people, make a list and go online first before you actually make the trip to the library.
M: Exactly right.(5)Reserve books online rather than go there to find if the library has the books you want. You can put it in order and they will call you and let you know when it’s in and then you go to get it.
W: That’s brilliant. Er, my weakness is my purse.(6)It is the horrible bottomless pit. I don’t even know what’s in there.
M:(7)Keep a pen in every purse and a zip-locked bag of note cards, so when you are waiting in line or for an appointment, you could write down notes quickly. Keep a separate pouch inside for your receipts.