首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventati
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventati
admin
2013-09-24
61
问题
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventative(预防性的)care, and limit how much of their customers’ money health-insurance companies can keep for overhead and profit.
The new rules include:
A provision that limits what health insurers can do with the money their customers send in as premiums(保险金).
The rule requires that insurers spend at least 80 percent of this money on the customers themselves. The companies must either spend this money to pay insurance claims or use it for activities that improve customers’ health.
For policies that are sold to large groups instead of small companies and individuals, the number is even higher: 85 percent. The remaining 15 or 20 percent of the money can be used for a company’s salaries, marketing and overhead—or kept as profit.
Previously, there was no federal restrictions on insurance companies’ spending. The federal government says some insurers kept 30 or even 50 percent. Insurance companies say this could cause them to cut back on the services they offer, or even pull out of states where administrative costs are higher. State officials also worry that the companies might cut the fees they pay to insurance brokers. That, they fear, would eliminate key middlemen who help individuals navigate a complicated insurance system.
A provision that provides prescription-drug discounts for seniors in Medicare’s "doughnut hole".
The doughnut hole is a controversial gap in the Medicare prescription-drug benefit passed in 2003. In 2010, for instance, Medicare paid for part of the cost of drugs, until the total cost of the drugs hit $ 2 830.
After that, seniors were responsible for 100 percent of the cost of their drugs, until they had spent $ 3 610 of their own money. That was the other side of the doughnut hole, and federal insurance kicked in again. This provision will give Medicare recipients stuck in the doughnut hole a 50 percent discount on the price of brand-name prescription drugs. Health-care activists are worried, however, that drugmakers will jack up their prices. In that case, customers would receive 50 percent off that higher number, which might not be much less than what they were paying before.
Insurers should spend 85% of the premiums on customers themselves of______.
选项
A、the individuals
B、large groups
C、small companies
D、the customers
答案
B
解析
语义理解题。此句讲述了保险公司针对大型保险团体而不是小型保险团体或个人,将高达85%的保费用于投保人。此题需要理解两个地方,一是be sold to后表示那些买保险的大型团体,另一处是instead of表示“不是……而是……”,故答案为B)“大型保险团体”。
转载请注明原文地址:https://kaotiyun.com/show/xPc7777K
0
大学英语四级
相关试题推荐
Universitiesarenolonger【B1】______emptyinsummer.Asthestudentsmoveout,holiday-makersmovein,eventothemostunlikel
Threehundredyearsagonewstravelledbywordofmouthorletter.They【C1】______incoffeehousesandinnsintheformofleafle
Threehundredyearsagonewstravelledbywordofmouthorletter.They【C1】______incoffeehousesandinnsintheformofleafle
There’snoquestionthattheEarthisgettinghotter.Therealquestionsare:Howmuchofthewarmingisourfault,andarewe【S
A、Theyeatentirelydifferentfood.B、Theychoosefoodinsimilarways.C、Theyarenotsatisfiedwiththeirfood.D、Theydepend
A、MainlyfromLondon.B、MainlyfromEngland.C、Fromdifferentcountries.D、Fromcharityorganizations.C[听力原文]Wheredothepeop
Thepassagegivesageneralexplanationaboutthebenefitsofacross-culturalmarriage.Theclosestsituationtothatofachi
The【S1】_____employer-basedhealth-insurancesystemexacerbates(加剧)concernsforwomenwhoareconsideringhavingachild.Ifawo
Noonelikestomakemistakes.Butanewstudysaysorganizationslearnmorefromtheirfailuresthantheirsuccesses,andkeep
A、Classmates.B、Patientanddoctor.C、Studentandteacher.D、Colleagues.B由关键词“肠胃感染”、“测量体温和血压”和男士所说的“频繁去厕所”,推断谈话双方为病人和医生,选B。
随机试题
A.溃疡呈环形与肠的长轴垂直B.溃疡呈长椭圆形与肠的长轴平行C.溃疡呈烧瓶状口小底大D.溃疡表浅呈地图状肠伤寒的肠溃疡特征
实施社区健康教育计划的质量控制,需要建立反馈系统,对计划活动不断进行监测和评估,下列哪项不是质量控制的内容
建筑供暖系统按按热媒种类分类()。
VANCL(凡客诚品),由原卓越网创始人陈年先生创立,VANCL运营所属之凡客诚品(北京)科技有限公司,主体运作者均系原卓越网骨干班底。由欧美著名设计师领衔企划,集结顶级男装品牌经典款式之精华,同时参考亚洲男士体型特点,精选高支面料贴身制作,让用户以中等价
苏州住宅大致可以分为()。
(1)张明受到表扬(2)张明下班回家(3)通知工厂紧急抢修(4)途中发现管道漏气(5)避免重大火灾
中国消费者对轿车的了解和要求已经有了很大的变化,他们的价值观念以及对汽车理解的变化都会左右其购车意向。在对多个购车指标的调查中,我们发现,大家不再强调某个单一指标,但安全性能依然是消费者购买轿车最关心的指标,关注程度在我们的调查中占8.6%;其次关注的是轿
“十五”时期粮食产量最高的年份是哪一年?
设f(x)连续,且f(0)=0,f’(0)=2,求极限
A、Itisreasonable.B、Itshouldbenotmorethan$3.99plustax.C、Itshouldnotbethathigh.D、$3.99shouldalsoincludethew
最新回复
(
0
)