首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
admin
2011-06-29
111
问题
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status. As a result they have lost the parachute they once had in times of financial setback--a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can not longer be made up with extra income from an otherwise--stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a savings-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen--and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new does of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent--and all the attendant need for physical and financial assistance have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind.
As a result of President Bush’s reform, retired people may have ______ .
选项
A、a higher sense of security.
B、less secured payments.
C、less chance to invest.
D、a guaranteed future.
答案
B
解析
此题为细节题。对应原文的第3段的第3句话的“all of their guaranteed payments for payments depending on investment returns.”也就是说所有担保支付额由投资的回报率决定,这样担保的支付额是变得的,与选项B担保支付额变少是一个意思,而且guaranteed payments与secured payments同一个意思,都可翻译成担保支付额。A、D选项与文章中的意思相反,可以直接排除;文中虽然提及投资,但是并没有讨论投资机会的多少,所以可排除C选项。
转载请注明原文地址:https://kaotiyun.com/show/y56O777K
0
考博英语
相关试题推荐
MotivatingYourRetailSalesStaffinSlowTimesAlwaysgetinputfromyourstaffatthesemeetingsandhavesomefunwitha
TipsforPromotionAGetfreebusinesspublicityforyourproductandserviceBChoosethemosteffectivewaytopromoteeveryi
Lookatthechartsbelow.TheyshowLaptopsalescomparedtoMobilephonesalesofferedbyeightdifferenttownsduringathree-
Readthearticlebelowaboutchangesthatahotelchainismaking.Foreachquestion(23-28)ontheoppositepage,choosethec
ReadthearticlebelowaboutanewserviceofferedbyanairlinecalledFleetair.Aresentences16-22ontheoppositepage’Ri
ReadthearticlebelowaboutanewserviceofferedbyanairlinecalledFleetair.Aresentences16-22ontheoppositepage’Ri
Thewonderswhichmedicalworkershavealreadybroughtaboutinthediagnosisandtreatmentofdiseasesuggestthatatimemayc
Thewonderswhichmedicalworkershavealreadybroughtaboutinthediagnosisandtreatmentofdiseasesuggestthatatimemayc
Theboyseemedmore______totheirpovertyafterseeinghowhisgrandparentslived.
随机试题
铁吸收最快的部位是()
牛博朗研习书法绘画30年,研究出汉字的独特写法牛氏“润金体”。“润金体”借鉴了“瘦金体”,但在布局、线条、勾画、落笔以及比例上自成体系,多出三分圆润,审美价值很高。牛博朗将其成果在网络上发布,并注明“版权所有,未经许可,不得使用”。羊阳洋公司从该网站下载了
对土地使用者而言,随着使用者可使用年期减少和初始土地使用权价格的摊销,其土地使用权价格会()。
背景资料:一新建工程,地下2层,地上20层,高度70m,建筑面积40000m2,标准层平面为40m×40m。项目部根据施工条件和需求、按照施工机械设备选择的经济性等原则,采用单位工程量成本比较法选择确定了塔吊型号。施工总承包单位根据项目部制定的安全技术措
某建设工程项目在施工过程中出现混凝土强度不足的质量问题,采用逐层深入排查的方法,分析确定其最主要原因。这种方法是()。
对泡沫灭火系统形式的选择,说法正确的是()。
A国人在B国境内劫持了C国飞机,迫降于D国境内,该A国人逃到我国境内,我国法院依照刑法对A国人追究刑事责任。这体现了我国刑法的()。
人们对碳正离子进行研究时发现,它的“寿命”非常短,大约在10-23~10-6秒之间,因此,不能直接用仪器观测到这个有机反应中重要的中间体的“面目”。欧拉的贡献在于他发现了制备“长寿”高浓度碳正离子的方法。他采用了亲和能力小的溶剂,在低温(大约-10
设4元齐次方程组(I)为且已知另一4元齐次线性方程组(Ⅱ)的一个基础解系为α1=(2,一1,a+2,1)T,a2=(一1,2,4,a+8)T.求方程组(I)的一个基础解系;
BathBathbybusSeethesplendorofGeorgianBathfromanopen-topbus,Busesdepartevery10minutesandoperateonahopo
最新回复
(
0
)