首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
admin
2022-05-19
87
问题
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wright of Westminster Portfolio Services Ltd. , there are three stages to a long-term regular savings plan for retirement: capitalization, consolidation and conservation. In the first stage, people should be most concerned with building up their retirement savings investment. According to Wright, these investors can "take as aggressive an outlook as their nerves can stand, " because at this point there is little capital to risk. The second step, consolidation, makes up the bulk of your savings plan; balance the aggressive investments with some tamer ones, to better protect your existing possessions. The final change, from consolidation to conservation, when your investments should aim to preserve the capital you have, should take place one to three years before you retire. The exact timing of all these should take current market conditions into account, although Wright warns against risky betting on future growth. "Greed must not be allowed to blind prudence, " he says.
Whatever vehicles you choose for your retirement share-holding, be sure to take advantage of dollar-cost averaging. By investing a fixed amount at regular intervals, you’ll be able to avoid the risk of poorly timed investments by averaging out the peaks and valleys of the market. Plus, regular contributions will let you avoid the temptation to drop out when the market falls, and to buy too much when prices are high.
Those who are well along the road to retirement may have cause for concern these days. The plunging stock and property markets have shrunk savings, for retirement and otherwise; and some people have not planned for their retirement at all.
You won’t be that rash, of course, but what if you’re already in mid-career and don’t have a retirement plan in place? If you don’t make some serious cuts in your spending and save heavily now, you’ll have to sacrifice
in your golden years.
Of course, it’s better still to get off on the right foot by starting your planning early. "No one should have to compromise his living standards when he retires, "says Wright. "Retirement is a time to really enjoy life. We have all worked so hard. "And one of the things you should be working hard on right now is planning for those days of enjoyment.
What does the phrase "in your golden years" (Line 3, Paragraph 4) mean?
选项
A、Youth.
B、Middle age.
C、Mid-career.
D、Old age.
答案
D
解析
文章提倡人们在职业生涯时期为退休时期做好储蓄和投资计划,由文章最后一句“And one of the things you should be working hard on right now is planning for those days of enjoyment.”可知,现在应该为退休阶段享受生活的时光作好:准备,因此,如果现在不做准备,就无异于牺牲了享受生活的时期,即晚年,故选D。
转载请注明原文地址:https://kaotiyun.com/show/yJCd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
PeoplelivingonpartofthesouthcoastofEnglandfaceaseriousproblem.In1993,theownersofalargehotelandofseveral
Oneimportantaspectofretirementformostpeopleisdecidingwheretolive.Inthepast,thiswasnotanissuebecausemostel
Accordingtothenewschoolofscientists,technologyisanoverlookedforceinexpandingthehorizonsofscientificknowledge.
Onefactwasclearlydemonstratedbytheearlysleepresearchers:onepartofthenightisnotjustlikeanother.Asscientists
Worldwideeveryday,wedevourtheenergyequivalentofabout200millionbarrelsofoil.Mostoftheenergyonearthcomesfrom
Inflationhasjustexploded.Therealproblemisthatwehaveanunderlyingrateofinflation—animpetusofwageschasingprices
AccordingtostudiescitedbytheNationalEatingDisordersAssociation,42percentofgirlsinfirstthroughthirdgradewantt
1937本题考查考生对于时间信息的听辨能力。原句为“…appearedinanumberoffilmsbeginningin1937with‘AMilliontoOne’...”。
【T1】Fathersexposedtopoisonoussubstancesareprobablyjustaslikelytobethecauseofdefectsintheirunborninfantsasmo
Netnews
随机试题
柱状成形面数控加工有哪些工艺特点?
庆大霉素需要控制各组分的相对百分含量的原因是
A.普鲁卡因B.利多卡因C.地卡因D.可卡因E.氯乙烷比较理想的冷冻麻醉剂是()
根据《水法》规定,在河道管理范围内铺设跨河管道、电缆属于()。
级配碎石适用于各级公路的( )。
用于评价学龄期儿童和青少年体格状况发育状况的指标是()。
一项对夫妻一方的睡眠和清醒周期与另一方不一样时夫妻间婚姻关系的研究表明,这些夫妻与那些婚姻关系中双方有相同的睡眠和清醒方式的夫妻相比起来,相互参与的活动要少,并且有更多的暴力争吵。所以,夫妻间不相配的睡眠和清醒周期会严重威胁到婚姻。下面哪项,如果正确,最严
Tripodis
Didyouknowthatallhumanbeingshavea"comfortzone"regulatingthedistancestheystandfromsomeonewhentheytalk?Thisd
Thegravitationalpulloftheearthandmoonisimportanttousasweattempttoconquermoreandmoreofouterspace.Here’swh
最新回复
(
0
)