首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the
Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the
admin
2014-10-09
21
问题
Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.
Banks favor established business people with a solid credit rating and a large bank account. They should also have experience in the business they propose to enter, and offer well-prepared business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital. If your business is new and small, bankers will need to know as much as possible about you and your business.
However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don’t even have the slightest idea how or when they intend to repay the money they request. Often they don’t even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: "How much money can I get?" and "As much as possible." Is it any wonder that lenders say no?
So the most important thing is do your homework before you ask for a loan.
Banks prefer to give a loan to those who ______.
选项
A、are in need of start-up capital
B、have the ability to pay it back
C、own an old and large business
D、haven’t borrowed money before
答案
B
解析
事实判断题。本题询问“银行更愿意把钱借给谁?”第2段第1句和第2句提到了银行愿意给哪些商人贷款,这两句提到了这些商人具有的几个特点:地位稳固、信誉良好、在银行开有大账户,有相关经验,有准备好的经营计划和有还贷能力等,选项B(有还款能力)就是其中之一,故该选项为本题答案。
转载请注明原文地址:https://kaotiyun.com/show/yeYK777K
本试题收录于:
大学英语三级A级题库大学英语三级分类
0
大学英语三级A级
大学英语三级
相关试题推荐
Whydomanypeopledislikecitylife?
SeekingaCooperationDearMr.Lee,Ihavejustbeeninformedthatourmutualfriend,Mr.Johnson,thebossoftheChineseF
Ourcompany’svisitorsdecidedtostayinourcityfor______twodaysastheywantedtohavealookaround.
A、Themancanhavearoomwithashower.B、Themancan’thavearoomatpresent.C、Themanshouldcometomorrow.D、Themanbooke
Doyouknowwhydifferentanimalsorpestshavetheirspecialcolors?Colorsinthemseemtobeusedmainlytoprotectthemselve
ThefollowingisaNewsReport.Afterreadingit,youarerequiredtocompletetheoutlinebelowit(No.46throughNo.50).You
Ahotelislikeaself-containedcommunityprovidingguestswithalltheservicestheycanexpectintheirownhomeandcommunit
Whatwouldbethebesttitleforthepassagefromyourpointofview?FromGrandmaMoses’descriptionofherselfinthefirstp
Robertwasveryunhappyfornottothewedding.
It’struethate-mailisafast,simple,andeffectivewaytocommunicate.Butwhentheauthorsofe-mailmessagesarenotaware
随机试题
与一般信用证相比,备用信用证的特点在于()。[2015年5月真题]
根据《妇女权益保障法》关于妇女劳动和社会保障权益的说法,正确的是()。
Sinceancienttimes,thedestructiveeffectsofearthquakesonhumanlivesandpropertyhaveencouragedthesearchforreliable
建设有中国特色社会主义理论的精髓是()。
辛亥革命虽然没有改变中国半殖民地半封建的社会性质,但它为中国共产党的诞生准备了客观社会条件()
“乡愁是一湾浅浅的海峡,我在这头,大陆在那头。”阻隔了中国人半个多世纪之久的“浅浅的海峡”,在今天被两岸直航的包机轻盈地直接飞越。正是两岸的亲情、共同的利益,让两岸关系一步接着一步向前发展。“飞起来了,就不要再停下来……”是两岸民众的共同愿望。这一愿望体现
在电炉上安装了4个温控器,其显示温度的误差是随机的,在使用过程中,只要有两个温控器显示的温度不低于临界温度t0,电炉就断电。以E表示事件“电炉断电”,而T(1)≤T(2)≤T(3)≤T(4)为4个温控器显示的按递增顺序排列的温度值,则事件E等于
IP协议主要负责为网络上传输的______,并管理这些数据报的分片过程。
下列叙述中正确的是()。
事物的发展都有一个渐进的过程,往往是从不完美走向完美,这在科技发展上表现得更为突出。电脑从房子大小到今天一本书的大小,变化是何等之大!如果一项发明创造因为不完美而被轻易否决,那人类科技也不会达到今天这样发达的程度了。同样,如果艺术家都将感觉不完美的作品放弃
最新回复
(
0
)