People buy insurance in order to substitute a small, certain, tolerable loss for a large, uncertain, catastrophic one.

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问题 People buy insurance in order to substitute a small, certain, tolerable loss for a large, uncertain, catastrophic one.

选项 A、dominate
B、input
C、exchange
D、manipulate

答案C

解析句意：人们购买保险是为了以小的、确定的、能够承受的损失代替巨大的、不确定的、灾难性的损失；substitute(替代)；exchange(更换)；dominate(支配)；input(输入)；manipulate(操作，控制)。

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