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  3. Do you know insurance (保险)? Buying insurance is a (36) by which people can protect themselves (37) large losses. Protectio

Do you know insurance (保险)? Buying insurance is a (36) by which people can protect themselves (37) large losses. Protectio

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问题     Do you know insurance (保险)? Buying insurance is a  (36)   by which people can protect themselves  (37)   large losses. Protection against fire is one kind of insurance. Large numbers of people pay  (38)   sums of money to an insurance company. Although thousands of people have paid for fire insurance, only  (39)   will lose their homes by fire. The insurance company will pay for these homes out of the sums of money it has  (40)  .
   The first modern fire insurance company was  (41)   in London, England, in 1666. A great fire had just  (42)   most of the cities, and people wanted protection against  (43)   losses. The first company  (44)   rapidly. Soon other companies were founded in other areas.
   Benjamin Franklin helped form the first fire insurance company in America in 1752. He also  (45)   a new kind of insurance for  (46)  . The new insurance would offer protection against the loss of crops  (47)   storms.
   In 1775, Benjamin Franklin helped start  (48)   new insurance company in America.  This company,  (49)   offered life insurance, collected some money  (50)   from many different men.  (51)   a man died, his family was given a large sum of money. Today, this company is  (52)   in business.
   Over the years, people have  (53)   from many new kinds of insurance when they have suffered from  (54)   accidents as ear and plane crashes.  (55)  ,almost everyone has some kinds of insurance.
选项 A、way
B、company
C、thought
D、means
答案D
解析 考查名词与句子结构。由空格后的by which及它们在定语从句中充当的是状语可以看出，填入的词指的是一种方式。company(公司，同伴)和thought(想法)都不与by连用；way虽可指“方式”，但此时它应与in连用或者其前应用定冠词。注意，means虽似复数，实际上用作单数。
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