首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
A、A two-storied and four-bedroom house located in a small town. B、A townhouse with two floors, two bathrooms, and four bedrooms.
A、A two-storied and four-bedroom house located in a small town. B、A townhouse with two floors, two bathrooms, and four bedrooms.
admin
2021-02-26
64
问题
W: Good morning Sir, how may I help you today?
M: I would like to apply for a loan please.
W: Very good, and what kind of loan are you looking for?
M: I want a loan to buy a new home.
W: Can you tell me the information about your new home? For example, the size, the price, and the location.
M: Well, it is a two-storied townhouse, with four bedrooms and two bathrooms, located in 1080 Arizona Street.
W: And how much were you hoping to apply for?
M: I was hoping that I could apply for a $250,000 home loan. Would it be possible?
W: First we just have to check if your credit is good enough for a loan that large. May I have your name please?
M: Andrew Garfield.
W: Okay. Mr. Garfield. Let me see... Your credit score is 860... no... 960. It is a pretty good score. And I also see on your credit report that you have always paid on time.
M: Yes, I know how important it is to pay your debts and pay them on time.
W: Will you be making a down payment on your new house?
M: I have ten thousand dollars available for a down payment and I would like to finance the rest, I mean, the loan. Would that be Okay?
W: Well, I just cannot give you an answer right now. I still have a few more questions for the application. What is your gross monthly income?
M: I make $750 a week, so I suppose my average monthly income would be about $3000.
W: How long would you like the life of the loan to be?
M: What are my options?
W: You can choose between a ten, fifteen or thirty year loan.
M: Ten years is a bit too short. The fifteen-year one and the thirty-year one sound better. Then what’s the difference between a fifteen-year loan and a thirty-year loan?
W: A fifteen year loan will mean higher monthly payments, but you will pay less interest.
M: So a thirty year loan will mean lower monthly payments, but I will end up paying more in the long run?
W: That’s right. Which would you prefer? Fifteen years or thirty years?
M: I think I would rather pay it off sooner. And not pay that much interest.
W: Then we will sign you up for a fifteen-year loan. Is that alright?
M: Alright. And what is my interest rate?
W: Based on your credit report and excellent credit score, you will get five-percent discount and your interest rate will be about 5.8%.
M: That sounds great! Where do I sign?
W: Just fill out these remaining paper forms and we will get you into your new home as soon as possible.
This is the end of Conversation Two.
Questions 6-10 are based on Conversation Two.
6. What is the man’s new home like?
7. What is the price of the townhouse that the man wants to buy?
8. What do we learn about the man’s credit?
9. Why does the man prefer a 15-year loan to 30-year loan?
10. What may affect the loan interest rate according to the conversation?
选项
A、A two-storied and four-bedroom house located in a small town.
B、A townhouse with two floors, two bathrooms, and four bedrooms.
C、A two-bedroom townhouse with four bathrooms, two floors.
D、A two-storied house located in a street with an area of 1080m
2
.
答案
B
解析
①选项都是关于房屋的说明,听音时注意房屋的信息。②对话开头,男士告知女士自己想申请房屋贷款,接着女士向他询问新房子的细节。对此男士回答:“这是一个两层的联排式住宅,有四个房间,两个浴室,位置在亚利桑那街1080号。”由此可见,B“一个有两层楼、两个浴室和四间卧室的联排式住宅”为正确答案。
转载请注明原文地址:https://kaotiyun.com/show/2lCK777K
0
专业英语四级
相关试题推荐
A、Becauseshewasbusywithherstudy.B、Becauseshewasill.C、Becauseshedidn’tknowtherewassuchatour.D、Becauseshetho
A、Theonesnearhisplace.B、Theoneswhowererich.C、Theoneshemetrandomly.D、Theonesheknewabout.C本题考查细节。由句(9)可知,男士说当时
A、Becausehehadtotalkalottopeople.B、Becausehedidn’tlikewhathewasselling.C、Becausehehadtoknockonpeople’sho
A、Itmakeshimfeellikeakidagain.B、Hecanplaytricksonpeople.C、Heiscuriousabouthowpeopledressup.D、Heisinteres
NoteTakingI.Whytotakenotes?1)Notesareanaidtomemory.—【T1】andrecallingtheinformation【T1】______2)Notesprovidethe
N空格前是介词by,空格后是介词of,因此,空格处应填入名词或起名词作用的词,与by和of构成介词短语。结合空格所在句的句意可知,“by...ofthereciprocityrule”应表达“根据互惠原则”之意。结合备选项,byvirtueof是
PASSAGETWOWhatgoeswithasciencebecomingmoreadvanced?
A、30B、20C、60D、0C选项均为数字,因此听音时应关注与数字相关的信息。题目问女士每周抽多少根烟。会话中,男士问女士是否把自己描述为重度吸烟者。女士回答说,她不会把每周抽3包20支装的烟称之为重度抽烟。由此可见,女士每周抽20x3=60根,
Theremustbesomeoneelsewhokilledthefish.Lilyis______girltodosuchathing.
Health&FitnessCentre1.LocationLocatedatthe【T1】______ofMarionStreetandGilesStreet.【T1】______2.Businessh
随机试题
隐睾的病理形态中,以下哪项是错误的?
张某与李某为邻居。一日张某回家路过李某家,见李妻独自一人在家收拾衣服,遂起歹念,便破门而入,将其推倒在院内柴堆上欲行强奸,李妻大声呼救。刚好民警王某下班路过听到,王某表明身份后,喝令张某住手。张某掏出随身携带的匕首袭击王某,刺伤王某胸部,王某倒地。张某仍持
教师在一次活动中提出的通过活动计划或教案体现的目标是()
下列哪一个不是异烟肼的不良反应
下丘脑属于
(2011年单项选择第39题)在工商谈判的收局阶段,为促成成交,可以采用结果比较法。下列做法中,属于结果比较法的是()。
刑法第267条规定:“抢夺公私财物;数额较大的,处3年以下有期徒刑、拘役或者管制,并处或者单处罚金…”甲抢夺数额较大的财物构成犯罪,对甲适用上述规定处罚,可能正确的处罚是:
下列四条地形起伏曲线中,()曲线与下图中的Ⅰ-l剖面最为对应。
设{an},{bn},{cn}均为非负数列,且cn=∞,则().
Thecomprehensionpassagesonthiscoursearedesignedtohelpyouincreaseyourspeed.Ahigherreadingrate,withnolossofc
最新回复
(
0
)