首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Where do the worst accidents happen according to Kiplinger’s Personal Finance magazine?
Where do the worst accidents happen according to Kiplinger’s Personal Finance magazine?
admin
2012-12-30
107
问题
Where do the worst accidents happen according to Kiplinger’s Personal Finance magazine?
W: Lots of Americans dream about owning a shiny new car. But before you spend your hard-earned cash on some hot wheels, you definitely want to hear what personal finance expert Dave Ramsey has to say. Hey, there, good to see you, Dave.
M: Good to see you.
W: So, you never ever buy a new car?
M: Well, I am like everybody else. I am a boy. I like new cars, but they go down in value like a rock. (1) I mean, Kiplinger’s Personal Finance magazine says you lose 60% of the value in the first few years, and the worst car accidents happen on the show room floor.
W: Oh, and the minute you drive it off the show room floor, of course the value is lost right away, right?
M: All right. Sure it’s the wheels that break the curb, you know, you really have to change, you know.
W: Oh my God. So maybe it’s not a wise use of your money. What about employee discount for the cars?
M: Well, certainly it’s pulled people back into that and 0% interest before that, but even then, you got to consider by the time you get it home, you’ve still lost money. (2) So, a wise use of your dollars, unless you’ve got just piles of cash, is to really pay cash for a high-quality 2 or 3 year-old used car, let someone else take the kicking on depreciation.
W: Oh, you have done it and then break it down with a lease payment, which sounds reasonable. What about leasing a car? Come on!
M: You know, (3) Consumer Reports says it is the most expensive way to operate a vehicle, because in fleecing, what you’ve done is to quit asking "how much", Now, you just asking how much down, how much a month, and when you start asking that.you are gonna live in endless payments the rest of your life, and again, like I always say, you tie up your most powerful wealth building to, which is your income, with no car payments, you can have some money.
W: Alright, now, tell us about how to buy a used car then. You say that’s a way we go, right? How, how used is used?
M: (3) Well.it depends on how much money you have. And, you should pay cash. Again, grandmother’s rule:If you can pay cash. Look, just for a short period of time, drive like no one else, so later you can drive like no one else. The average car payment in America is 378 dollars over 84 months right now. If you took that and invest it from age 25 to age 65 in a mutual fund, you’ll have 4.4 million dollars. So, let’s take that money, set them in a cookie jar, pay cash for a little used car, and then move up; and then do it again, and then move up and work your way out.
W: OK, and how do we move up? So we are saving money, so we are buying our nice resolvable car right, for cash, then we are putting away money each month for a nicer car?
M: Pay yourself a car payment, and then you’ve got 4, 000 dollars every 11 months or so.
W: How do we know how much we can afford?
M: (3) You should never have vehicles, cars, boats, trucks, sedans and their sisters that add up to more than half your annual income. Because then you got too much tied up and things are going down in value. It’s the most expensive thing we buy, but it’s all about prestige. I mean, we spent a minimum amount of money to impress somebody at the stoplight we’ll never meet.
W: I know, it is a big ego buy, isn’t it? It really is. All right, what about people who are afraid of getting stuck with problems if you buy a used car?
M: Well, that’s an old car dealer’s myth. I mean, really, if you buy a car from 50s to 60s, that might be true, but the cars that we build today, are fabulous cars. And they’ve got a lot of life in them. If you had one at 60, 000 miles, it is about to fall apart. Now it’s got 26Q thousand miles if it is about to fall apart. They got a lot of life in them. (4) And you can get services like car factory. You can check the history of the car, make sure you’re getting a good car, have your mechanic check it. There are good cars out there.
W: All right, let’s take a look at your tips here, just by way of your views. So, (5) you said, don’t buy a new car, unless you are rich. What’s rich?
M: Well, usually you need at least a million bucks. I mean the bottom line is can you lose 20, 000 dollars and not miss it?
W: Wow, I don’t think anybody can say that. (5) All right, you say, don’t lease a car. It’s never a good deal. (5) OK, buy a car that is 2 years old or more. Why is it 2 years?
M: Again, because that is where the most of that appreciation, most of that value lost in the first two years.
W: OK, pay cash.
M: Absolutely, always. Because then you have that control of your earned money.
W: (5) Save up for that better car. All right, great advice as always. Thanks a lot.
M: My pleasure.
选项
A、Leasing a car.
B、Saving up for a better car.
C、Buying a used car.
D、Buying a car of 2 years old or more.
答案
A
解析
转载请注明原文地址:https://kaotiyun.com/show/65aO777K
0
专业英语八级
相关试题推荐
Thislineofinquirydidnotbeginuntilearlierthismonth--moretitanthreemonthsaftertheaccident--becausetherewere"too
ReligionsoftheEastAfewyearsagomanywell-knownpeoplecametotheEasttostudytheAsianreli-gions.Theywerecuriou
Definingthemeaningof"happiness"isaperplexingproposition;thebestonecandoistotrytosetsomeextremestotheidea
Asubtledistinctioninthewaywomenaresingledoutbythelanguageisevidentinthewaythatthesamepersonality【M1】______
A"scientistic"viewoflanguagewasdominantamongphilosophersandlinguistswhoaffectedtodevelopascientificanalysisof
______wrotethefamousproseworkUtopia.
Researchersinvestigatingbrainsizeandmentalabilitysaytheirworkoffersevidencethateducationprotectsthemindfromthe
洋教师说:“这文章写得当然好,而且绝妙无比,你们听——”他拿起作文念起来,“我们学校最美的地方,不是教室,不是操场,也不是校门口那个带喷水的小花坛,而是食堂。瞧,玻璃干净得几”乎叫你看不到它的存在——”洋教师念到这儿,眼睛调皮地一亮,眉毛一挑,“听听,多么
朋友A君,四十余岁,自认为是引导新潮流的电影理论家。实际上成“家”还差那么一丁点。最近著系列小文,专论电影艺术的“物质还原性”。举凡“物质还原性”与吾国电影艺术发展十大关系。因其系列而引起电影理论界注意。何谓电影艺术的“物质还原性”,则未加阐明。更显“十大
Asinthefieldofspacetravel,soinunderseaexplorationnewtechnologiescontinuetoappear.Theyshareanumberofsimilari
随机试题
监督型领导者擅长掌握党和国家的方针、政策,政治思想工作能力和群众工作能力强,在激发员工的工作积极性、保证企业经营战略的贯彻实施、促进企业战略目标的实现过程中发挥着保驾护航的作用。【】
A.中心静脉压2cmH2O,平均动脉压降低B.中心静脉压5cmH2O2,平均动脉压正常C.中心静脉压10cmH2O,平均动脉压增加D.中心静脉压12cmH2O,平均动脉压正常E.中心静脉压20cmH2O,平均动脉压正常
工字钢桩围护结构适用于()。
R公司中标了一段公路工程,合同工期20个月。按照招标文件中合同条款的规定,工期每提前一个月奖励5万元,每滞后一个月罚款10万元。在开工之前,须向工程师提交详细的施工组织设计和网络图,R公司对各工序的划分和各工序的逻辑关系如下表所示。根据此表编制的网络图获得
复式汽车库的防火分区的最大允许建筑面积应按常规要求减少()。
水喷雾灭火系统中,关于雨淋阀设置的说法,错误的是()。
修改表格的列宽或行高的方法有两种:一是拖动_________;二是使用__________。
李安新片《少年派的奇幻漂流》,再度引发观影热潮。短短十几天之内,几乎每一位评论家都在谈论导演想象的奇谲,每一位观众都在解读影片背后的玄妙深意。应该说,优秀的作品为受众提供了开放的读解空间,而受众的解读也为文艺作品的阐释提供了丰富的认知可能。然而,值得警惕的
Spaceisadangerousplace,notonlybecauseofmeteors(流星)butalsobecauseofraysfromthesunandotherstars.Theatmosphe
Businessschoolsaroundtheglobearefacinga______shortagewithinthenextdecade,accordingtothelateststatistics.
最新回复
(
0
)