For investors wondering whether they should dump their stocks because they need the money, I have only this to say: If you need

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问题     For investors wondering whether they should dump their stocks because they need the money, I have only this to say: If you need the money today, you should have sold years ago. That advice holds whether the market is up or down. Even though a lot of novice investors claim they are in stocks "for the long haul", that often turns out to be nonsense. It is easy to be brave and keep buying during a bull market. But what if we’re in for mediocre stocks market gains for the next 10 years?
    For some people, drops as steep as we’ve seen in Asian markets in recent months are too much to take physically. I’m a big believer in the sleep-at-night theory. No investment is worth keeping if it robs you of your sleep. If you can’t stomach 50 percent losses in your stock portfolios, get out now and save yourself a heart attack. You may not buy that mansion in Spain, but you’ll live to see your granddaughter’s graduation. Even if you sleep soundly, the prospect of a potentially prolonged bear market begs the most basic investment question: Why do you own the stocks that you do? Now, a few simple rules of investing apply:
    If you own stock in a company, but don’t know what it actually does to make a profit, you can have only yourself to blame if the share price plunges.
    If your company doesn’t make money and has no reasonable prospect of doing so soon, sell. Buying things that have no intrinsic value is fun with, say, baseball cards. But this is real money we’re talking about. Earnings and dividends paid out to stockholders are the only things that can tell you in the long term whether owning a stock is worthwhile.
    Most importantly, if you need the money in the next three to four years, look into buying bonds, either individually or through a mutual fund. Stocks in good businesses that are well run will eventually rise and outperform bonds, but maybe not as fast as you might need them to. Even if you plunge into the stock market without being precisely sure why, it’s never too late to think about your holdings. Remember, the worst stocks not only keep falling but can approach zero. The biggest losers are those who refuse to jump off what is clearly a sinking ship. They die proud and valiant deaths, but they’re dead in the water all the same.
It can be inferred from the text that the biggest losers are those who

选项 A、jump off the sinking ship while sailing on the sea.
B、drown in the water in the same way as the others.
C、make mistakes in spite of the awareness of danger.
D、keep the stocks when their value approaches zero.

答案C

解析 从文中可以推断出,最大的输家是那些[A]在海上航行时从正在沉没的船上跳下的人。[B]和别人一样在水里淹死的人。[C]尽管意识到危险却仍旧犯错误的人。[D]在股票价值接近零的时候仍然持股的人。文章最后一句话指出.biggest loser是那些眼看着船要沉没,仍然不跳水逃生的人。尽管他们死得自豪、壮烈,但是他们依然没有逃脱溺水身亡的下场。上文说最糟糕的股票不仅会一路下跌,而且会化为乌有,可见作者的引申义是明知危险存在,却依然冒险的人,所以[C]为正确答案。
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