首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
admin
2020-02-28
61
问题
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.In Europe,at least,that is all about to change with a new set of regulations,named PSD2.
The rules will compel banks to share data easily with licensed third parties.Bankers in Europe complain that their profits and customer relationships are under threat.However,opening up banks,and the data they store,is good for consumers and competition.New providers will be better placed to offer all sorts of innovative services,such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless,some concerns about PSD2 are legitimate.In particular,it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared withthird parties.But banks themselves are hardly invulnerable to cyber attacks(网络攻击).And the solutions that the European regulators propose to deal with these worries look promising.Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large.First,consent from customers to provide access to their bank data must be gained explicitly,and the purposes of the data use should be clearly explained.Second,regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules.Third,regulators must also be flexible enough to allow for changes as the market evolves.Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch.But if some Fintech providers do end up becoming systemically important,higher standards of oversight might be necessary.
According to the first two paragraphs,what will banks in Europe be forced to do?
选项
A、To keep clients’ data safe.
B、To close down the poor services.
C、To give up their data monopoly.
D、To disclose their sources of profits.
答案
C
解析
推断题。根据题干关键词the first two paragraphs定位到第一、二段,然后根据题干中的“banks in Europe”和“be forced to do”在前两段中寻找相关信息,根据第一段第二句“Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.(银行对数据享有垄断,这帮助它们摆脱了糟糕的服务,并击退了竞争对手。)”以及它的下一句“In Europe,at least,that is all about to change with a new set of regulations,named PSD2.(至少在欧洲,这一切都将随着一套名为PSD2的新法规而改变。)”和第二段的内容,说明因为PSD2的出现银行对数据不再享有垄断,和C项“To give up their data monopoly.(放弃他们对数据的垄断。)”意思相符。A项“To keep clients’ data safe.(确保客户数据的安全。)”,文中未提及,排除;B项“To close down the poor services.(关闭落后的服务。)”,文章只提到“get away with poor services(摆脱了糟糕的服务)”,并未提到“关闭”,属于过度推断,排除;D项“To disclose their sources of profits.(披露其利润来源。)”文中未提及,排除。只有C项符合。故本题选C。
转载请注明原文地址:https://kaotiyun.com/show/BSkY777K
本试题收录于:
银保监法律类题库国家公务员分类
0
银保监法律类
国家公务员
相关试题推荐
搞好生态文明建设,将大大促进经济社会发展,下列符合生态文明要求的是:①保持青藏铁路沿线冻土和植物生长环境的稳定②国家加大对三峡工程生态环境建设与保护的力度③引进稀缺动植物,以促进物种多样化④为了扩大耕地,大量开发利用沼泽地⑤把部分污染严重的企业建
某商场制定营销方案:先将商品提价三成再以七折销售。已知商品实施营销策略价格是182元。则商品的原价是:
某地开发旅游,在丘陵荒山种植木本花卉及特色树种。其中有花植物占大多数。由于地处温带,山上的阔叶树种超过了半数,各种珍稀树种也超过了一般树种。一到春夏之交,花开满山:秋收季节,果满枝头。根据以上陈述,可以得出以下哪项?
高语境交流是指说话者的言语或行为意义来源于或内在化于说话者当时所处的语境,他所表达的东西往往比他所说的东西要多,许多意思都包括在语境之中,不需要每一点都明白无误地讲出来。低语境交流和高语境交流相反,即需要表达的主要讯息都通过外在的语言方式进行传达。根据上述
行政征收是指行政机关或者法定授权的组织根据法律、法规的规定,向公民、法人或者其他组织无偿收取一定财物的行政行为。行政征收须以公民、法人或者其他组织负有行政法上的缴纳义务为前提,其实质是国家以强制方式无偿取得管理相对人一定财产所有权。根据上述定义,以下不属于
劳动纠纷是指劳动者与用人单位之间因执行劳动法律、法规或履行劳动合同、集体合同而发生的争执。根据上述定义,下列行为属于劳动纠纷的是:()
下列关于吉林省历史沿革的表述。错误的是:()
①世界主要成文法国家在20世纪或者更早就完成了民法典的制定,大陆法国家最具代表性的著名民法典《法国民法典》和《德国民法典》分别诞生于1804年和1900年②由于民法通则、合同法、物权法等民事基本法律的制定时间和时代背景不同,存在规范缺失、规范重复、概念混
Atrulyinformeddinerwouldchoosearestaurantbasedonthequalityofthemenuandthechef’sexperience.Thediscerninginves
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
随机试题
治肺痈,首选
以下描述中不正确的是
邵女士,15岁,阴道流血持续15天,首先应做的检查是()
表现有口周苍白圈、杨梅舌的是
阴虚火旺所致鼻衄,其治疗应取
下列各项中,应通过“其他应付款”科目核算的有()。
同意你校关于建立行政学院的指示。
About______offoreign-ownedcompaniesavoidedfederaltaxesaltogether.
Customs______arepaidongoodsenteringthecountry.
Youneedn’tcomehereeverydayfortheflowersneed(water)______everyotherday.
最新回复
(
0
)