首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2016-08-25
34
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
Lewis Mandell suggests that we should figure out how to ______.
选项
A、carry out financial-literacy education properly
B、manage money in a more efficient way
C、help students score better in money-management courses
D、improve the social awareness of financial education
答案
A
解析
由题干可知,空格中要填的是文中第4段第1句do this the right way的同义替换,而do this指的就是上文一直说的“进行金融知识扫盲教育”,A中properly即the right way,故选A。
转载请注明原文地址:https://kaotiyun.com/show/BhY7777K
0
大学英语四级
相关试题推荐
PreparingforComputerDisastersSummaryA)Whenhomeofficecomputersgodown,manysmallbusinessesgrindtoahalt.Fortunatel
Intheearly20thcentury,fewthingsweremoreappealingthanthepromiseofscientificknowledge.Inaworldstrugglingwithr
InasurveyconductedbyresearchfirmHarrisInteractive,71%ofAmericanssaidthatspendingextramoneyontravelduringthe
HowDoYouSeeDiversity?A)Asamanager,Tiffanyisresponsibleforinterviewingapplicantsforsomeofthepositionswithher
Overthepastdecade,theenvironmentalmovementhasexplodedontothemindofmainstreamconsumers,afactnotlostonmarketer
A、Forpeopletoshareideasandshowfarmproducts.B、Forofficialstoeducatethefarmingcommunity.C、Forfarmerstoexchange
A、Makeadistancecalltotheman.B、Askforsomeadvicefromtheman.C、Payavisittotheman.D、Invitethemantohaveadinn
WhatDoWeKnowAboutMilkyWayGalaxy?A)Ourgalaxyisagiganticagglomerationofstarsandplanetswhosenumberswillprobabl
WhatDoWeKnowAboutMilkyWayGalaxy?A)Ourgalaxyisagiganticagglomerationofstarsandplanetswhosenumberswillprobabl
A、Hedoesn’tknowwhathelikes.B、Hehasn’tmadethefinaldecisionyet.C、Heneedsadvicefromtheadmissionscounselor.D、He
随机试题
Morethanfortythousandreaderstolduswhattheylookedforinclosefriendships,whattheyexpected【C1】______friends,whatth
A.核心家庭B.主干家庭C.联合家庭D.单身家庭E.单亲家庭由一对夫妇及其未婚子女组成的家庭属于
抗疟药的作用机制是
治疗妊娠期高血压脾虚证,应首选()
(2017年真题)西周统治者为维系以血缘关系为纽带的政权组织制度,在实践中逐渐形成的原则有()。
浣花溪记钟惺出成都南门,左为万里桥。西折纤秀长曲,所见如连环、如块,如带,如规,如钩;色如鉴、如琅玕,如绿沉瓜,窈然深碧,潆回城下者,皆浣花溪委也。然必至草堂,而后浣花有专名,则以少陵浣花居在焉耳
由国家最高权力机关执行违宪审查任务的国家是()。
汽车销售量最低的企业是( )。如果丰田集团汽车销售量比去年降12%,那么其去年的销售量是多少?
在2012年以前,阿司匹林和退热净独占了利润丰厚的日常使用止痛药市场。但在2012年,布洛芬在日常使用的止痛药的份额中占据了50%。因此,商业专家认为,2012年,相应的阿司匹林和退热净的出售额一共也减少50%。上述结论的提出建立在以下哪项假设的基础之上?
包过滤路由器能够阻断的攻击是()。
最新回复
(
0
)