首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
admin
2019-11-28
33
问题
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.
In Europe,at least,that is all about to change with a new set of regulations,named PSD2.
The rules will compel banks to share data easily with licensed third parties.Bankers in Europe complain that their profits and customer relationships are under threat.However,opening up banks.and the data they store,is good for consumers and competition,New providers will be better placed to offer all sorts of innovative services,such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless.some concerns about PSD2 are legitimate.In particular,it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties.But banks themselves are hardly invulnerable to cyber attacks(网络攻击).And the solutions that the European regulators propose to deal with these worries look promising.Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large.First,consent from customers to provide access to their bank data must be gained explicitly,and the purposes of the data use should be clearly explained.Second,regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules.
Third,regulators must also be flexible enough to allow for changes as the market evolves.Since the new entrants will not be licensed to engage in riskier financial activities—such as lending money—it makes sense to regulate them with a lighter touch.But if some Fintech providers do end up becoming systemically important,higher standards of oversight might be necessary.
请回答下列问题。
What is the passage mainly about?
选项
A、Challenges facing European regulators.
B、A new regulation in Europe that opens banks to competition.
C、The solutions to the flawed banking system in Europe.
D、A looming threat to customers’private bank data.
答案
A
解析
主旨题。根据题干关键词mainly about可知要通读全文并总结文章大意。A项“Challenges facing European regulators.(欧洲监管机构面临的挑战。)”与全文意思相符,故本题选A。其他三项,B项“A new regulation in Europe that opens banks to competition.(欧洲出台了一项新法规,允许银行参与竞争。)”只是文章前半部分的叙述,并非对全文的总结,排除;C项“The solutions to the flawed banking system inEurope.(欧洲存在缺陷的银行体系的解决方案。)”,文中仅出台新法规让银行参与到竞争中,并未提及“存在缺陷的银行体系”,过度推断,排除;D项“A looming threat to customers’private bank data.(对客户私人银行数据的潜在威胁。)”与文意不符,排除。故本题选A。
转载请注明原文地址:https://kaotiyun.com/show/CojY777K
本试题收录于:
银保监财会类题库国家公务员分类
0
银保监财会类
国家公务员
相关试题推荐
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Imagineyouwenttoarestaurantwithadate;hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiter
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Atrulyinformeddinerwouldchoosearestaurantbasedonthequalityofthemenuandthechef’sexperience.Thediscerninginves
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
Creditcardrewardsprogramshavetraditionallyfeaturedairlinemiles,giftcertificates,andcashbackforcustomerswhospende
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
随机试题
被后世称为“亚圣”的是()。
UncleSamisatall,thinman.He’sanoldermanwithwhitehairandawhitebeard.Heoftenwearsatallhat,abowtie,andth
审查设计概算的常用方法中,()是对一些关键设备和设施、重要装置、引进工程图纸不全、难以核算的较大投资进行多方分析核对,逐项落实的方法。
账务系统中,()模块的主要功能是对整个系统的公共任务进行统一管理。
根据证券法律制度规定,下列关于发行可转债表述不正确的是()。
按现行规定,在计算应纳税所得额时不允许扣除的借款利息支出是()。
()是人类社会存在和发展的基础。
根据下列资料,回答下列问题。下列说法正确的是:
[2005年MBA真题]19世纪前,技术、科学发展相对独立。而19世纪的电气革命,是建立在科学基础上的技术创新,它不可避免地导致了两者的结合与发展,而这又使人类不可避免地面对尖锐的伦理道德问题和资源环境问题。以下哪项符合题干的断定?I.产生当今尖锐的伦理
1957年2月,毛泽东发表了《关于正确处理人民内部矛盾的问题》的讲话,关于此次讲话的内容,下列说法正确的是()
最新回复
(
0
)