首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
admin
2013-12-25
24
问题
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder’ s financial interest or net worth. Equity capital serves several purposes : it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the shareholders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’ s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile , uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’ s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’ s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’ s operations.
What’ s the subject of the passage?
选项
A、Capital
B、Restrictions on banks’ operations
C、Supervision
D、Capital adequacy
答案
D
解析
文章主要在讲资本充足率。
转载请注明原文地址:https://kaotiyun.com/show/I1id777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
YOURBUILDINGSERVICE√Wehelppeopleinthispartofthecityby:*checkingallplans(方案)beforepeoplebuildnewhousesorma
Mr.Blackwasyoungandable.Thebosslikedhim.LastmonthhewassenttoChinaonbusiness.BeforehewentbackfromChina,h
Mostoflifeishabitual.Youdothe【C1】______thingsyoudidyesterday,thedaybeforeandever-ydayforthelastmonth.Habit
NarberthLibraryoffersyoupleasurereadingandagreatnumberofinformationservices.TheLibrarywasbuiltin1921byamemb
Alltheworkers______togetherandwrotealettertotheheadofthecompany.
TheCapitalAirportisthelargestoneinChina.TheCapitalAirportis______anyotherairportinChina.
Analyzingthe"security"—thefactorthatbanksemploytoconsidertheloangranting.
TheLandFundisnowmanagedbytheHKMAunderthedirectionoftheFinancialSecretaryasacombinedportfoliowiththeExchang
Government-to-governmentbilateralloansaregenerallyintheformofgrantsorcreditswithverylowinterestratesandlon
Anotereceivableisanegotiableinstrument,whichmeansitisreadilytransferablefromonebusinessorpersontoanotherand
随机试题
有关神经纤维瘤的叙述,哪项不正确
下列哪项不是微波干燥养护法的优点
鼓励长期卧床的心力衰竭患者在床上做下肢活动,其目的主要是()。
招标采购项目风险识别中,因信息不对称产生的风险是()
(2009年)气体在某一过程中放出热量100kJ,对外界做功50kJ,其内能变化量是()kJ。
测绘成果是指通过测绘形成的数据、信息、图件以及相关的技术资料,是各类测绘活动形成的记录和描述自然地理要素或者地表人工设施的()及其属性的地理信息、数据、资料、图件和档案。
【背景资料】某山区公路工程,业主在招标时给出了工程量清单,要求采用工程量清单报价的方法进行报价,给出的工程细目共七部分。投标时,承包商在核算工程数量时发现桩基的设计数量比清单数量少,承包商为了降低报价,就对工程量清单进行了更改,按更改后的数量进行报价;在
在进行库存现金和存货清查时,出纳人员和实物保管人员不得在场。()
根据车辆购置税的有关规定,已经缴纳车辆购置税的车辆,有下列()情形的,纳税人应到车购办申请退税。
下列关于Windows2003中域的描述,正确的是__________。(2009年上半年试题)
最新回复
(
0
)