首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
admin
2013-12-25
49
问题
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder’ s financial interest or net worth. Equity capital serves several purposes : it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the shareholders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’ s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile , uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’ s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’ s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’ s operations.
What’ s the subject of the passage?
选项
A、Capital
B、Restrictions on banks’ operations
C、Supervision
D、Capital adequacy
答案
D
解析
文章主要在讲资本充足率。
转载请注明原文地址:https://kaotiyun.com/show/I1id777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
YouareinterestedinClassicalMusic,soyoucanwatchTVat______.
Mr.Blackwasyoungandable.Thebosslikedhim.LastmonthhewassenttoChinaonbusiness.BeforehewentbackfromChina,h
Iknowonlyalittle______computers.
A、Thesupermarketistoocrowded.B、Therearemanysupermarketshere.C、Look,justoverthere.C
EveryTuesday,Carinagoestoworkinabank.Sheknowsallhercustomers(顾客)verywell,becausetheyareherclassmates.Infa
A、Bytakingacourse.B、Verywell.C、Inthemorning.A
TheCapitalAirporthasbeeninusefor20years.TheCapitalAirportwasbuilt________.
AbankmanagerspeaksMynameisJaneCarsonandI’mthemanagerofasavingsbankinPortland,Oregon.Mybankisopenever
什么是抵押?解释香港设定抵押的几种方法,以及当借款人不偿还任何到期应付给贷款人的款项时,法定抵押权人可以采取的补救措施。(1991年10月)
______canobtainpackingloanfromabankwhenitreceivestheletterofcreditissuedinitsfavour,butthefinanceavailable
随机试题
商品的自愿让渡以________为条件。
新民主主义革命总路线的核心是【】
急性再障早期的临床特点为
某中国企业与某法国公司拟设立一家中外合作经营企业,中国企业以土地使用权出资,作价400万元,法国公司以现金和机器设备出资,作价200万元,合作企业经营期限8年。以下为某律师提供的法国公司先行回收投资的方法,其中不符合法律规定的是:()
什么是邀请招标方式?什么情况下适宜采用邀请招标方式?
建筑工程施工现场应至少()开展一次定期安全检查。
隋代李春设计的赵州桥是世界上最古老的实肩式石拱桥。()
小李买了一套房子,向银行借得个人住房贷款本金15万元,还款期限20年,采用等额本金还款法,截止到上个还款期已经归还5万元本金,本月需归还本金和利息共1300元,则当前的月利率是()。
国务院设立办公厅,由()领导。
首先将系统中的关键部分设计出来,再让系统其余部分的设计去适应它们,这称为()。
最新回复
(
0
)