首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
admin
2013-12-25
62
问题
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder’ s financial interest or net worth. Equity capital serves several purposes : it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the shareholders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’ s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile , uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’ s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’ s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’ s operations.
What’ s the subject of the passage?
选项
A、Capital
B、Restrictions on banks’ operations
C、Supervision
D、Capital adequacy
答案
D
解析
文章主要在讲资本充足率。
转载请注明原文地址:https://kaotiyun.com/show/I1id777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
EveryTuesday,Carinagoestoworkinabank.Sheknowsallhercustomers(顾客)verywell,becausetheyareherclassmates.Infact
Itwasnotuntillastmonththathemovedintothehouse.John______intothehouseuntillastmonth.
MysisterandIlookedforwardtonewclothesfortheNewYear.Butonedaymymothersaid,"Listen,children.Wedon’thaveeno
MysisterandIlookedforwardtonewclothesfortheNewYear.Butonedaymymothersaid,"Listen,children.Wedon’thaveeno
Haveyouconsidered_______oursonabiggiftsincehewontherace?
ThefollowingarethesummarizedfinancialstatementsofMr.Wong’sbusinessfortheyearsended31December2002and2003respe
Acommercialpaperisessentiallyapromissorynote,securedandwithamaturitydate.
Defineanindorsementofbillofexchange.Whatarethetypesofliabilityofanindorser?
“根据法律,土地上能够转让或设定的或正在转让或设定的产权有:(a)占有的绝对私产;(b)绝对年期租地”。请解释。(1987年4月)
The______isobligatedtopaythebeneficiaryofanirrevocableunconfirmedletterofcredit.
随机试题
中世纪后期一些欧洲国家出现了等级会议,决定其召开时间和代表人数的是()
可调节汗腺导管对Na+重吸收的是
以下不是截根术的适应证的是
工程项目招标过程中的现场踏勘工作应了解的主要内容不包括()。
持续经营是指企业在可以预见的将来,不会面临______,而是持续不断地经营下去。
20世纪后期的学生经常抗议核武器,现在的学生很少抗议核武器,可见学生一定是没有过去那么关心政治了。上述论证基于以下哪项假设?
根据以下资料,回答下列问题。2003一2013年,硕士研究生报录比最高的是:
根据国际收支说,以下因素的变化会使本币升值的是()。
A、Togetusedtothelocaldayandnightcycle.B、Todobodytrainingandgetstronger.C、Totakeinmuchfresherairoutside.D
Ourdreamscombineverbal,visualandemotionalstimuliintoasometimesbroken,nonsensicalbutoftenentertainingstoryline.
最新回复
(
0
)