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  3. China is well on the way to becoming a cashless society. It is not the only country heading in that direction, of course. Sweden

China is well on the way to becoming a cashless society. It is not the only country heading in that direction, of course. Sweden

admin2021-09-25  10
问题     China is well on the way to becoming a cashless society. It is not the only country heading in that direction, of course. Sweden is almost there and the UK is heading that way too. 【F1】In fact, a cursory examination of the global statistics around the declining use of banknotes and coins makes it easy to predict that many countries will soon be effectively cashless. But what does this actually mean?
    【F2】 Cash will still be around and it will still be legal tender, but it will disappear from polite society and from the daily lives of most people. We will move from being a debit card society to a mobile society to a biometric society. Cash will still exist. It it just won’t matter.
    Cash will cease to be relevant to monetary policy, become irrelevant to most individuals and vanished from most businesses. 【F3】 As we look to the future, we can begin to ask, quite reasonably, whether developments in digital payment technology and changes in payments and banking regulation will bring us to the point of this kind of cashlessness within, say, a generation. Well, never mind a generation, we’re pretty close to it now as far as I can see. Let’s just say that if you live in Amsterdam, you don’t need cash for the trains and if you live in London you don’t need cash for the coffee shops. No-one is planning or managing this, it’s just happening.
    【F4】 Active management means that we need to have a strategy toward cashlessness and not simply a laissez-faire acceptance that cashlessness will happen to the great benefit of the majority but in a way that excludes and marginalises some. A recent survey in the UK found that over 75% of low-income households rely on cash, as well as over 80% of elderly households. The shift to cashless society must be planned to help these groups so that they share in the benefits of cashlessness.
    Now, clearly, technological advances deliver new possibilities to policymakers. But, as they say, just because something can be done does not mean it should be done. 【F5】We need a proper debate and a regulatory boundary set up to move forward so that anyone who needs to pay for anything electronically will be able to do so and that anyone who does not want to pay electronically will be presented with a method for paying in cash.
【F1】
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答案事实上，粗略地看一下关于纸币和硬币使用减少的全球统计数据，就可以很容易预测到许多国家将很快有效地实现无现金化。
解析 本句的主语比较长，即a cursory examination of the global statistics around the declining use of banknotes and coins；predict后接一个宾语从句。
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