首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Commercial bank deposits, including demand deposits, are subject to immediate withdrawal during regular banking hours at the req
Commercial bank deposits, including demand deposits, are subject to immediate withdrawal during regular banking hours at the req
admin
2013-12-25
52
问题
Commercial bank deposits, including demand deposits, are subject to immediate withdrawal during regular banking hours at the request of the depositor with the exception of certain time deposits , discussed in this section. Demand deposits may be withdrawn in the form of currency or coin, or they may be transferred to another account at any commercial bank. Demand deposits at commercial banks can be transferred by bank check and are sometimes called checking accounts. No money interest is paid on demand deposits. Checkable NOW accounts, or share drafts at credit unions, which are available to consumers but not business depositors, pay interest. Technically, they are savings accounts that are accessible by a negotiable order of withdrawal.
Savings deposits at commercial banks and thrifts can usually be withdrawn as currency or coin, or as a cashier’ s check of the bank(a check drawn against the issuing bank); they may be transferred into the depositor’ s demand deposit account at the same bank, although technically the bank may refuse to withdraw or transfer a savings account for 30 days.
Time deposit accounts with specified maturities are exceptions to the convention that commercial bank deposits should be convertible to cash on demand. Prior to the date of maturity, the bank may refuse to exchange such a time deposit claim or may impose a penalty fee. The time deposit pays interest, giving it one of the characteristics of other private bonds.
Consumer or personal time deposits include CDs in denominations of less than $ 100,000. They are non-negotiable; that is, they cannot be sold and must be returned to the issuing bank by the o-riginal purchaser. Until 1976, there were effective ceilings on interest payments. In 1973, consumer CDs were first authorized with ceiling interest yields closer to market interest rates. They were called money market certificates.
Into what kind of account can a savings deposit be transferred at the same bank?
选项
A、A time deposit account of the depositor.
B、A demand deposit account of the depositor.
C、A NOW account of the depositor.
D、A fixed time account of the depositor.
答案
B
解析
文章第二段提到Savings deposits may be transferred into the depositor’s demand depositaccount at the same bank,savings deposit在文中指活期存储账户,所以B选项正确。
转载请注明原文地址:https://kaotiyun.com/show/KUid777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeoverw
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
We________aroundthefactoryduringourvisit.
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
随机试题
接触抑制(contactinhibition)
恰好有两位数字相同的三位数共有多少个?()
对设备稳定性进行的检测是
移动加权平均法和一次加权平均法的不同之处在于移动平均法在每次收入存货时都要重新计算加权平均单价。()
下列关于基金的分类标准,描述错误的是()。
下列发文除()外,都应加盖发文机关的印章。
有位作家说,要想使自己生活的扁舟轻驶,务必要让它______的仅限于必不可少之物,不然轻则______无以进,重则可能压沉自己的生活之舟。道理很明白,什么都舍不得撒手,往往导致什么都不得不舍弃。填入横线部分最恰当的一项是()。
建立什么样的经济体制,是建设中国特色社会主义的一个重大问题。改革开放后很长一段时期内,我国经济体制改革的核心问题是
设int*p2=&x,*p1=a;p2=*b,则a和b的类型分别是______。
HouseandHome"House"and"home"bothrefertoplaceswherepeoplelive.
最新回复
(
0
)