首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
•Read the article below about insurance. •For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
•Read the article below about insurance. •For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
admin
2010-01-28
72
问题
•Read the article below about insurance.
•For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
Premiums You Can Retrieve
For those who see term life insurance as a losing proposition, an old insurance product is back. Called Return of Premium (ROP) (31) Money-Back Term, these policies refund (32) penny paid in premiums if you outlive the 15-, 20-, or 30-year term of the policy.
The policies cost more -- perhaps 30% to 50% more for a 30-year policy -- than traditional term life. A healthy 35-year-old man might pay $550 annually for a basic $500,000, 30-year term policy, vs. $810 for one (33) the ROP feature. You can get policies for a shorter term, (34) they cost so much more that they are not advised. Then does an POP policy make sense? That depends on (35) answer to two questions: Would you earn more buying a cheaper term policy and investing the savings? Are you likely to cancel before the 30 (or however many) years are up?
In the example above, the ROP would cost $260 more each year than regular term insurance but (36) return $24,300 in premiums at the end of 30 years. That mounts (37) an annualized return of 6.6%, and it’s tax-free because you’re just getting back your own money, For someone looking for a conservative investment, (38) policy could make sense. But remember, you get that return only if you pay the premiums for the entire 30 years. If you drop the policy before, you’ll get less, or perhaps nothing, in return (39) those higher premiums. A company generally counts on people dropping the policies -- in order to pay the money to those who (40) .
选项
答案
YOUR
解析
转载请注明原文地址:https://kaotiyun.com/show/MNKd777K
本试题收录于:
BEC高级阅读题库BEC商务英语分类
0
BEC高级阅读
BEC商务英语
相关试题推荐
A、 B、 C、 CNotuntilsummeranswerswhenwilltheweathergetwarmer.Choice(A)confusesthesimilarsoundswar
A、 B、 C、 BYes,themailisonyourdeskanswersdidthemailcomeyet.Choice(A)answersdidyoueatyet.Choic
A、 B、 C、 AAboutthreemoremonthsanswershowmuchtimewillittake.Choice(B)answershowhighisthebuildin
A、 B、 C、 AGreenisagoodcoloranswerswhatcolorwillyoupaintthewalls.Choice(B)answerswhy.Choice(C)c
A、 B、 C、 ANo,...inahospitalanswerstheyes/noquestion.Choice(B)confusesthesimilarsoundsbarnandbor
A、 B、 C、 AHowaboutthefrontrowoffersasuggestionofwheretosit.Choice(B)answersthequestionwhen,not
Theinterlocutorasksyouquestionsonanumberofwork-relatedandnonwork-relatedsubjects.(Thecandidatechoosesonetopic
Theinterlocutorasksyouquestionsonanumberofwork-relatedandnonwork-relatedsubjects.(Thecandidatechoosesonetop
Inthispartofthetest,youareaskedtogiveashorttalkonabusinesstopic.Youhavetochooseoneofthetopicsfromthe
随机试题
依据《金属非金属矿山禁止使用的设备及工艺目录》(第一批及第二批),金属非金属矿山可选用的设备或工艺为()。
火灾报警控制器能发出区别于环境声、光的火灾报警信号,警示人们迅速进行安全疏散和采取火灾扑救措施。()
促进振动病发生的重要外界条件是
红细胞内叶酸含量测定低于
任何金融工具都可能出现由资产价格或指数变动导致损失的可能性,这是()。
研究表明:如果人长期在95分贝的噪声环境里工作和生活,大约有29%的人会丧失听力;即使噪声只有85分贝,也有10%的人会发生耳聋;120~130分贝的噪声,能使人感到耳内疼痛;更强的噪声会使听觉器官受到损害。有检测表明:当人连续听摩托车声,8小时以后听力就
Alawyerneedsa(n)______secretary.
已知函数f(x)=x2ln(1-x),当n≥3时,f(n)(0)=().
学生的记录由学号和成绩组成,N名学生的数据已在主函数中放入结构体数组s中,请编写函数fun,它的功能是:把分数最低的学生数据放在b所指的数组中,注意:分数最低的学生可能不止一个,函数返回分数最低的学生的人数。注意:部分源程序在文件PROG1.C文
It’scommonsensethat____________________.(商务信函应以正式文体书写而不是以么人风格书写).
最新回复
(
0
)