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  3. A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so

A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so

admin2014-02-25  58
问题     A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called "take a mortgage(抵押)". The bank usually lends money or gives a mortgae for twenty -five years. Houses are so expensive that many people nowadays have to borrow as much as $50000. In other words, they will have a S50000 mortgage.
    How can you get a mortgage? When you find a house you like, you go to a bank. The bank will research you financial(金融的)history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job. They will also want to know how much money you have. In addition, the banks will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the - price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.
The most suitable tide for this passage would be______.
选项 A、How to Save Money on the House
B、How to Borrow Money from a Bank
C、How to Take a Mortgage
D、How to Buy a House
答案C
解析 主旨题。文章第一段由购房展开，引出了在当前房价高的形势下，人们购房所采用的方式——抵押贷款。并于第二段展开说明如何进行抵押贷款。故其主旨在于说明如何抵押贷款。所以文章标题可能是“如何获得抵押贷款”。D项如何购房的标题太大了．超出了文章所覆盖的范围。
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