•You will hear another five short recordings. •For each recording, decide what the speaker is doing. •Write one letter (A-H) nex

Tim, on the subject of whether to accept that credit application you received from Express systems Limited. I think you need to be very careful about this one. The thing is, I’ve just been talking to Mark at the bank and he told me a few things about Express Systems. They’d had problems with them in the past over a failure to repay a loan.

Tom, just to say "Well done". I thought you raised your points just the right moment. Someone needed to ask that question, and I think you put it very well.