首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
自考
The Supreme Court’s recent decision allowing regional interstate banks has done away with one restriction in America’s banking o
The Supreme Court’s recent decision allowing regional interstate banks has done away with one restriction in America’s banking o
admin
2017-06-30
56
问题
The Supreme Court’s recent decision allowing regional interstate banks has done away with one restriction in America’s banking operation, although many others still remain. Although the ruling does not apply to very large money-center banks, it is a move in a liberalizing direction that could at last push Congress into framing a sensible legal and regulatory system that allows banks to plan their future beyond the next court case.
The restrictive laws that the courts are interpreting are mainly a legacy of the bank failures of the 1930’s. The current high rate of bank failure higher than at any time since the Great Depression has made legislators afraid to remove the restrictions. While their legislative timidity is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in today’s telecommunicating round-the-clock, around-the-world financial markets. In trying to escape from this restrictions, banks are taking enormous, and what should be unnecessary, risks. For example, would a large bank be buying small, failed savings banks at inflated prices if federal law and states regulations permitted that bank to explain instead through the acquisition of financially healthy banks in the region? Of course not. The solution is clear. American banks will be sounder when they are not geographically limited. The house of Representative’s banking committee has shown part of the way forward by recommending common-sensical, though limited , legislation for a five-year transition to nationwide banking. This would give regional banks time to group together to form counterweights to the big money-center banks. Without this breathing space the big money-center banks might soon extend across the country to develop. But any such legislation should be regarded as only a way station on the road towards a complete examination of American’s suitable banking legislation.
Which of the following best expresses the main idea of the passage?
选项
A、The current banking law must be interpreted by the Supreme Court to be useful to today’s banks.
B、Although there are currently many bank failures, the nature of banking has not really changed that much.
C、Money-center banks currently have too much power as compared with the regional banks.
D、Because current laws are not responsive to contemporary banking needs, banks have been forced to take needless and dangerous risks.
答案
D
解析
转载请注明原文地址:https://kaotiyun.com/show/RGPR777K
本试题收录于:
电子商务英语题库经管类分类
0
电子商务英语
经管类
相关试题推荐
Humanbeingsactinadifferentwayfrom【C1】______ofanimalsjustbecausetheycanspeakwhileanimalscannot.【C2】______theclev
Itisimportantforuniversitytokeep______withthechangesinscienceandtechnology.
Humanbeingsactinadifferentwayfrom【C1】______ofanimalsjustbecausetheycanspeakwhileanimalscannot.Eventhecleveres
Becausethereading______inmostcollegecoursesareveryheavy,studentsshouldplantoreadeveryday.
Todaywedonotmeasurethespeedofcomputerfunctionsinminutes,orinseconds,oreveninhundredths(1/100)orthousandths(1
JohnHaroldDrakeisamanofdeepcompassion,andhaswrittenabookthatarguesforthecauseofchildreninneedoflove.Chi
JohnHaroldDrakeisamanofdeepcompassion,andhaswrittenabookthatarguesforthecauseofchildreninneedoflove.Chi
Inmanycountries,packetsofcigarettescomewithagovernmenthealthwarning______tothem.
Almostallourmajorproblemsinvolvehumanbehavior,andtheycannotbesolvedbyphysicalandbiologicaltechnologyalone.Wha
Mostchildrenwithhealthyappetitesarereadytoeatalmostanythingthatisofferedthemandachildrarelydislikesfood【C1】_
随机试题
Somepeopleworryaboutmycollectingofthosefascinatingbirdsandanimalsthattheypaytoseeinthezoo.Oneofthequestio
A.痰滞于胃B.饮停于胃C.痰凝肌肤D.痰阻经络纳呆恶心,呕吐痰涎。为
某医院年终对全院职工的基本情况作调查了解,其中有以下情况:死亡一人,医生甲因病在家闲了接近2年,医生丙参与经营未从事医疗两年多,医生丁承包医院的第二门诊三年,其余大多数仍在医院坚持工作,依据执业医师法,下列人员中,属于应当注销注册,收回医师执业证书的是
有机整体的"主宰"是()
(2006年简答题)甲、乙、丙、丁四人共同投资设立A普通合伙企业。合伙协议的部分内容如下:由甲、乙执行合伙企业事务,丙、丁不得过问企业事务;利润和损失由甲、乙、丙、丁平均分配和分担。在执行合伙企业事务过程中,为提高管理水平,甲自行决定聘请王某担任合伙企业经
(2011年)2010年4月6日,甲公司为履行与乙公司的买卖合同,签发一张已经由本公司承兑的商业汇票交付乙公司,汇票收款人为乙公司,到期日为10月6日。4月14日,乙公司将该汇票背书转让给丙公司。9月8日,丙公司持该汇票向其开户银行Q银行办理贴现。该汇票到
周师傅在某单位工作,该单位周一到周五为工作日,周六周日双休。已知某年的8月1日是星期五,那么周师傅在该年8月一共需要出勤()天。
甲、乙、丙、丁四人的车分别是白、黑、红、蓝。在问到他们各自车的颜色时,甲:“乙的不是白色”,乙:“丙的是蓝色”,丙:“丁的不是红色”。丁:“甲、乙、丙三人的车有一个是蓝色,而且只有车的颜色是蓝色的这个人说了实话。”如果丁说的是实话,那么以下说法正确的是哪一
关于十九世纪七八十年代的“边疆危机”下列正确的表述有()
AnewstudypublishedinthejournalProceedingsoftheRoyalSocietyBbytheteamsofDr.GregoryWestandDr.VeroniqueBohbo
最新回复
(
0
)