首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40,
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40,
admin
2017-06-29
44
问题
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40, 000 victims could have done to prevent it from happening. This was an inside job, according to court documents. A lowly help-desk worker at Teledata Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $ 60 a pop. That allowed the gang to cherry-pick consumers with good credit and apply for all kinds of accounts in their names. Cost to the victims: $3 million and rising.
Even scarier is that this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700, 000 Americans have their credit hijacked every year. It’s one of crime’s biggest growth markets. A name, address and Social Security number — which can often be found on the Web — is all anybody needs to apply for a bogus line of credit. Credit companies make $1.3 trillion annually and lose less than 2% of that revenue to fraud, so there’s little financial incentive for them to make the application process more secure. As it stands now, it’s up to you to protect your identity.
The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day. Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.
But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major credit-report outfits: Equifax(at equifax. com), Trans-Union(www. transunion. com)and Experian(experian. com). All allow you to order reports online, which is a lot better than wading through voice-mail hell on their 800 lines. Of the three, I found TransUnion’s website to be the cheapest and most comprehensive — laying out state-by-state prices, rights and tips for consumers in easy-to-read fashion.
If you’re lucky enough to live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law. Otherwise it’s going to cost $ 8 to $ 14 each time. Avoid services that offer to monitor your reports year-round for about $70; that’s $10 more than the going rate among thieves. If you think you’re a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at www. consumer. gov/idtheft, which, along with a local police report, should help when irate creditors come knocking. Just don’t expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught.
What is the best title of the text?
选项
A、The danger of credit-theft
B、The loss of the creditors
C、How to protect your good name
D、Why the creditors lose their identity
答案
C
解析
主旨题。文章开头指出窃用信用卡是一种非常严重的犯罪现象,接着介绍了如何进行一些防范措施。所以选项C是正确答案。
转载请注明原文地址:https://kaotiyun.com/show/RMFO777K
0
考博英语
相关试题推荐
Inspiteof"endlesstalkofdifference",Americansocietyisanamazingmachineforhomogenizingpeople.Thereis"thedemocrati
Whatwecallnatureis,_____,thesumofthechangesmadebyallthevariouscreaturesandnaturalforcesintheirintricateacti
Thisisanalarmingrealizationasnaturalresourcesandtheenvironmentarebeingdegradedand____atarecordpace.
democracyimaginationdifferentflexibilityovercomeonlineoffertraditionalmodern
Forallthefeveredworkbeingdone,however,scienceisstillfarawayfromtheBraveNewWorldvisionofengineeringaperfecth
Atthefall2001SocialScienceHistoryAssociationconventioninChicago,theCrimeandJusticenetworksponsoredaforumonth
Thekidsarehangingout.Theyarenotoldenoughforjobs.Noraretheyrichenoughforcamp.Theyareschoolchildrenwithout
His____thighswerebarelystrongenoughtosupporttheweightofhisbody.
Almostsincethebeginningofmankind,governmentshavebeenrecordingthenumbersoftheirpopulace.Thefirstknowncensusrep
随机试题
上消化道出血不包括下列哪项病变引起的出血
血细胞比容是指血细胞
禁止在夜间开挖滑坡体。()
科研与咨询详细评审具体要解决好()等方面的问题。
汉译英:“检验、检测、报告”。()
孙某共用24000元买进甲、乙股票若干,在甲股票升值15%、乙股票下跌10%时全部抛出,共赚到1350元,则孙某最初购买甲、乙两支股票的投资比例是多少?()
材料一近年来,长茂村围绕破解人、财、地三个难题,积极推进系列要素联动改革,逐步从一个发展落后的农业村蝶变为远近闻名的“明星村”。以前的长茂村是一个传统的农业村,农作物一年两季,一季烤烟,一季稻谷,粗放式耕种方式抗风险能力弱、市场竞争力不
有一种理论认为,证券市场在走向成熟时会使市场参与者的赢利趋向平均化,但是我们知道几乎国内外所有证券市场的价格都存在一定程度的扭曲。如果用更通俗的语言来表述,就是市场永远不会走到真正成熟的那一天,股票价格的定位根本不能用所谓理性的计算来获得。所以,我们将无法
监控数据库系统运行状态是数据库管理员非常重要的职责。数据库管理员有如下工作:Ⅰ.定期实施数据库完整备份并将备份数据传送到远端容灾中心Ⅱ.定期查看数据库空间是否满足业务需求Ⅲ.定期查看数据缓冲区命中率、数据库锁情况Ⅳ.
A、Theyareactiveduringtheday.B、Theyareactiveatnight.C、TheyaresensitivetolightD、Theycanbeeasilyseparated.B讲座提
最新回复
(
0
)