首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40,
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40,
admin
2017-06-29
24
问题
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40, 000 victims could have done to prevent it from happening. This was an inside job, according to court documents. A lowly help-desk worker at Teledata Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $ 60 a pop. That allowed the gang to cherry-pick consumers with good credit and apply for all kinds of accounts in their names. Cost to the victims: $3 million and rising.
Even scarier is that this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700, 000 Americans have their credit hijacked every year. It’s one of crime’s biggest growth markets. A name, address and Social Security number — which can often be found on the Web — is all anybody needs to apply for a bogus line of credit. Credit companies make $1.3 trillion annually and lose less than 2% of that revenue to fraud, so there’s little financial incentive for them to make the application process more secure. As it stands now, it’s up to you to protect your identity.
The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day. Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.
But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major credit-report outfits: Equifax(at equifax. com), Trans-Union(www. transunion. com)and Experian(experian. com). All allow you to order reports online, which is a lot better than wading through voice-mail hell on their 800 lines. Of the three, I found TransUnion’s website to be the cheapest and most comprehensive — laying out state-by-state prices, rights and tips for consumers in easy-to-read fashion.
If you’re lucky enough to live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law. Otherwise it’s going to cost $ 8 to $ 14 each time. Avoid services that offer to monitor your reports year-round for about $70; that’s $10 more than the going rate among thieves. If you think you’re a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at www. consumer. gov/idtheft, which, along with a local police report, should help when irate creditors come knocking. Just don’t expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught.
What is the best title of the text?
选项
A、The danger of credit-theft
B、The loss of the creditors
C、How to protect your good name
D、Why the creditors lose their identity
答案
C
解析
主旨题。文章开头指出窃用信用卡是一种非常严重的犯罪现象,接着介绍了如何进行一些防范措施。所以选项C是正确答案。
转载请注明原文地址:https://kaotiyun.com/show/RMFO777K
0
考博英语
相关试题推荐
Themostexcitingkindofeducationisalsothemost.Nothingcan【C1】______thejoyofdiscoveringforyourselfsomethingthatis
Afterwalkingforhourswithoutfindingthevillage,webegantohave_____aboutourmap.
Theconceptofpersonalchoiceinrelationtohealthbehaviorsisanimportantone.Anestimated90percentofallillnessesmay
Theconceptofpersonalchoiceinrelationtohealthbehaviorsisanimportantone.Anestimated90percentofallillnessesmay
Overthepastfewyears,outcriesfromfoodactivistshavechangedmanyAmericans’eatinghabits-.Criticismofwidespreadpestic
Mybrotherlikeseatingverymuchbutheisn’tveryaboutthefoodheeats.
democracyimaginationdifferentflexibilityovercomeonlineoffertraditionalmodern
Whenwetalkaboutintelligence,wedonotmeantheabilitytogetagoodscoreonacertainkindoftest,oreventheabilityt
WhenIwaswalkingdownthestreettheotherday,Ihappenedtonoticeasmallbrownleatherwalletlyingonthesidewalk.Ipic
Everyoneitseemshasahealthproblem.AfterpouringbillionsintotheNationalHealthService,Britishpeoplemoanaboutdirty
随机试题
肝门横断层面上的肝段不包括
材料1马克思曾经说过:“如果一个人只为自己劳动,他也许能够成为著名的学者、伟大的哲人、卓越的诗人,然而他永远不能成为完美的、真正伟大的人物……如果我们选择了最能为人类而工作的职业,那么,重担就不能把我们压倒,因为这是为大家作出的牺牲;那时我们所享受的
发作性睡病猝倒发作时描述错误的一项是
一般需经3~4周培养才能见到有细菌生长的细菌是A.结核杆菌B.淋球菌C.空肠弯曲菌D.炭疽菌E.军团菌
职业健康安全管理体系文件不包括()。
赵某家住北京中关村,出国归来时因携带行李过多被首都机场海关认定为走私,赵某现欲提起行政复议,下列关于复议机关的说法不正确的是()。
下列行为中属于不正当竞争行为的有()。
二十国集团(G20)伦敦金融峰会2009年4月2日落下帷幕,与会领导人就国际货币基金组织增资和加强金融监管等、全球携手应对此次金融危机的议题达成多项共识。二十国集团领导人同意为国际货币基金组织和世界银行等多边金融机构提供总额1.1万亿美元资金,以帮助陷入困
IP地址块202.113.79.0/27、202.113.79.32/27和202.113.79.64/26经过聚合后可分配的IP地址数为()。
根据可信计算机系统评估准则(TESEC),用户能定义访问控制要求的自主保护类型系统属于()。
最新回复
(
0
)