首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
In business, many places adopt a credit system, which dates back to ancient times. At present, purchases can be made by using c
In business, many places adopt a credit system, which dates back to ancient times. At present, purchases can be made by using c
admin
2010-06-18
79
问题
In business, many places adopt a credit system,
which dates back to ancient times. At present, purchases
can be made by using credit cards. They fall
into two categories: one has【1】______use, while 【1】______
the other is accepted almost everywhere. The
application for the use of the latter one must be made at a
【2】______. 【2】______
Once the customer starts using the card, he will
be provided with a monthly statement of【3】______ 【3】______
by the credit company. He is required to pay one
quarter to half of his credit【4】______every 【4】______
month.
Advantages. 1. With a card, it is not
【5】______to save up money before an actual pur- 【5】______
chase. 2. If the card is lost, its owner is protected.
3. A【6】______and complete list of purchase 【6】______
received from the credit company helps the owner to
remember the time and【7】______of his purchase. 4.【7】______
The cards are accepted in a(n)【8】______by 【8】______
professional people like dentists, etc.
Major disadvantage. The card owner is tempted
to【9】______his money. If this is the case, it will【9】______
become increasingly difficult for the user to keep up
with the required【10】______, which will result in【10】______
the credit card being cancelled by the credit company.
【7】
Good morning, everyone. First about your second assignment. I’d like to remind you that your second assignment should be in by next Friday. You can either put it in my pigeon hole, or leave it with the Department’s secretary. Now, let’s get down to the lecture.
Today, the lecture is on credit, er, or to be more specific, on credit cards. I’m sure you must have heard of some credit cards, like the VISA card, which is an internationally used card, or the Great Wall card issued by the Bank of China. In order to give a better understanding, we’ll discuss it in some detail.
Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or services immediately and promises to pay for them later. This buy-now-pay-later credit system is quite old.
There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the card.
The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit bill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.
There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner. If a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn’t have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people--plumbers, taxidrivers, doctors and dentists--will accept credit cards in an emergency. This is very important if you don’t have any cash with you.
However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of things on credit, he or she has to make large payments each month. Sometimes it becomes impossible to keep up with the payments. As a result, the consumer’s life becomes more and more difficult. If the consumer cannot make the payments, his card will be taken away. It will be very difficult for him to get another credit card in the future.
To sum up briefly, we can see a credit-buying system has both advantages and disadvantages. On the one hand, it gives people convenience in life, and on the other, it tends to encourage overspending.
选项
答案
place
解析
转载请注明原文地址:https://kaotiyun.com/show/VJlO777K
0
专业英语八级
相关试题推荐
Amajorstudyofthegrocery-buyinghabitsofmillionsofAmericansreleasedlatelastyearfoundthatpeopleusingfoodstamps
英国是最先开始探索代议制的国家。早在13世纪,英国议会就初具雏形,成为世界上最古老的议会。在中国,以民为本和依法治国的思想自古有之。约四千年前,夏禹时期就有“民惟邦本,本固邦宁”的说法。中国古人认为:“国无常强,无常弱,奉法者强则国强,奉法者弱则国弱。”两
Mychildrenwenttoprivateschool,andgiventhewaythingsareinoureducationsystemIamgladtheydid;but1wishIhadno
Accordingtothepassage,thedeclineofgoodmannersismoreworryingbecauseInAnthonyO’Hear’sview,awellmanneredperso
WhichofthefollowingstatementsaboutofficesisNOTtrueaccordingtothetalk?
MarkTwain,oneofthegreatest19thcenturyAmericanwriters,iswellknownforhis
Pricesdeterminehowresourcesaretobeused.Theyarealsothemeansbywhichproductsandservicesthatareinlimitedsupply
A、basicfarmlandprotectionzonesshouldbeestablishedB、illegallyoccupyinganddestroyingfarmlandshouldbepunishedC、aleg
Nowadays,thereisanewtrendamongcollegestudents.Manyofthemhavemovedouttoliveoutsidethecampus,someforlove,an
The60Most-RecommendedNovelsandShortStories1.Austen,Jane,PrideandPrejudice(BR,1813)/2.Baldwin,James,GoTellIt
随机试题
花生的果实属于________。
为了科学管理各种类型的信息数据,对它们的名称、类型、长度等,应该有相应的规定。()
促进肾小管重吸收钠的因素有【】
在子宫切除手术中,在下列步骤中要注意避免损伤输尿管的是()
A、核苷类逆转录酶抑制剂B、非核苷类逆转录酶抑制剂C、蛋白酶抑制剂D、免疫调节剂E、β一内酰胺酶抑制剂洛匹那韦/利托那伟(克力芝):()
"通调水道"依靠
临时到本省、自治区、直辖市以外地区从事经营活动的单位或个人,凭所在地税务机关证明,可向经营地税务机关申请领购经营地的发票。()
下面关于直线控件的叙述中正确的是
若有以下的说明,对初值中整数2的正确引用方式是staticstruct{charch;inti;doublex;}a[2][3]={{{′a′,1,3,45},{′b′,2,7,98},{′c′,31,9
已知英文字母m的ASCII码值为6DH,那么ASCII码值为71H的英文字母是()。
最新回复
(
0
)