A、A prestigious Ivy League university. B、A small liberal arts university. C、A university with famous professors. D、A small priva

　　While the various reports on "college quality" are worth reviewing, there is a relationship between a given college and a particular college student. (23) The faculty at highly ranked research universities, public and private, tend to focus heavily on research and graduate education, with undergraduate education a distant third. For aggressive undergraduates who know exactly what they want, such a setting may be ideal, as they will find ways to come to the attention of faculty. An equally bright but more cautious student, one who is not sure about his or her future path, may get lost or overlooked in such a setting, and have a less than ideal experience. (24) For such students, the small liberal arts college, with its total focus on undergraduate student development, may be a far better choice, even if less prestigious. Students and parents must think hard about the type of educational setting that will best fit the student, and not follow the prestige rankings. Finance must be another consideration. (25) A student laboring under an enormous debt burden for a prestigious college may find some of life’s choices limited by debt. One may have greater freedom if one graduates from college relatively debt-free, and better able to incur debt for further schooling, if necessary. College choice is a complicated matter, not unlike a marriage. Too many variables are involved to base the decision solely on the factors that a news magazine has selected to rank colleges. No one would pick a spouse in such a manner.
　　23. What do famous universities mainly focus on?
　　24. What does the speaker think is the most suitable university for a bright but more cautious student?
　　25. Why should students consider finance when applying for a college?