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  3. Aspiring college students will be able to apply for financial aid three months earlier than now and submit a previous year’s tax

Aspiring college students will be able to apply for financial aid three months earlier than now and submit a previous year’s tax

admin2022-05-20  38
问题     Aspiring college students will be able to apply for financial aid three months earlier than now and submit a previous year’s tax return, changes aimed at helping more people pay for school, the White House said Sunday.
    Under the current system, students planning to start school in the fall of 2017 must wait until January of that year to fill out the Free Application for Federal Student Aid. The new system will let them complete the form as early as October 2016, the month that marks the traditional start to the college application season.
    The government uses that form to determine eligibility for Pell Grants and federally backed student loans. The White House said requiring applicants to wait until January slows down the aid process and makes it harder for prospective students to determine whether they can afford to go to college.
    Some 2 million college students are eligible for federal Pell Grants but miss out because they never apply, said James Kvaal, the deputy director of the White House’s Domestic Policy Council. "If we are not even reaching students who are currently enrolled in college, we wonder how many more students would be in college if they knew this aid was available, " Kvaal said in an interview.
    President Barack Obama planned to announce the revisions during a meeting Monday with high school students in Des Moines, Iowa. Trying to make college more affordable, Obama has capped some student loan payments and signed legislation lowering certain interest rates.
    To assess a student’s financial background, the federal aid system crunches the numbers from a family’s tax returns, which can be electronically downloaded from the IBS for students who apply online. In advancing the start date to October, the Obama administration will allow students to use earlier tax information so they do not have to wait until the following year’s returns are filed. For example, a student applying for aid for the 2017-2018 academic year currently must use their 2016 tax return.  The new system will let them use their 2015 return.
    Using older tax information could cause significant changes for some students, such as those who take a "gap year" to work after high school but whose ability to pay for college would still be based on their senior year. Kvaal said the administration will ask colleges to use their freedom with Pell Grants to take students’ unique circumstances into account when necessary.
    "We anticipate there may be a little more work for colleges to do to adjust financial aid packages," Kvaal said. "But overall, we believe that the earlier tax data is a sound basis for awarding federal student aid. "
The current federal student aid system has its disadvantage in that_________.
选项 A、only a small number of students are eligible for the loans
B、the aid process is too complicated
C、it often cannot provide students with timely financial aid
D、it is hard for prospective students to apply for the aid
答案C
解析 细节题。根据题干关键词current…system定位于第二段(under the current system)，阅读可知该段只提到目前的联邦助学金制度要求学生必须等到当年1月份才能够填写申请表，但并没有提到该制度的缺点，故我们接着向下阅读第三段。第三段第二句指出，要求申请人等到1月份使资助进程变慢(slows down the aid process)，这使得预备新生们在申请大学时很难确定他们是否能够支付得起大学的学费(makes it harder…to determine whether they can afford)，由此可推知，目前的制度使得资助进程变慢，所以很难在学生申请大学时给学生提供及时的资助，故答案为C项。第四段第一句提到，“大约两百万名大学生有资格”(Some 2 million college students are eligible)获得联邦佩尔助学金，但并未说这一数字“是多是少”，A项属于“主观臆断”；第三段第二句提到，申请人等到1月份才能申请“拖慢了资助进程”(slows down the aid process)，这和“申请过程复杂”是两回事，B项属于“偷换概念”；第三段第二句是说预备新生们“很难及时获得资助”，而不是说他们“很难申请资助”，D项也属于“偷换概念”。
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