首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
财经
No credit,bad credit:hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though
No credit,bad credit:hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though
admin
2022-11-01
66
问题
No credit,bad credit:hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle anytime you apply for a loan or credit card.
Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is abig question mark or,worse,who have a track record of poor money management.
If you fall into either of these categories,it’s smart to focus on raising your credit scores.
If you have no credit score.you don’t have a credit history.If you have bad credit,it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards(which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit builder loan can also help you establish credit.
Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.
People with no credit are just starting to build their financial reputation,while those with bad credit are doing damage control.
Moving from one of these less desirable situations to a good credit standing may use different tools,but the method is much the same:Make your payments on time and keep your debt low.It takes diligence and dedication,but it can be done.
How to establish credit if you fall into the no-credit category?
选项
A、To have a credit-builder loan.
B、To acquire secured credit cards(which require a security deposit)or college student creditcards.
C、To acquire a credit card.
D、All of above.
答案
D
解析
根据题干if you fall into the no credit category定位到原文第六段a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards (which require a security deposit) or college student credit cards are typically the easiest to qualifly for if you have no credit.A credit builder loan can also help you establish credit.即“如果你属于无信用类别,你可以获得一张信用卡;也可以申请有担保的信用卡(需要保证金)或大学生信用卡;信用建设者贷款也可以帮助你建立信用”。包含A、B、C三项的内容。
转载请注明原文地址:https://kaotiyun.com/show/Zv3D777K
本试题收录于:
英语题库银行系统招聘考试分类
0
英语
银行系统招聘考试
相关试题推荐
PleasefaxustheinformationimmediatelybecauseIneedto________theclientrightaway.
Ms.Taylorhascalledthemanagersto________herinthemainconferenceroomtodiscussnextyear’sbudget.
Weneedtoconductextensivebackgroundresearchonthefirmsfrom________wereceivedbids.
Ifyouhaveany________abouttheproductsondisplay,oneofoursalespeoplewillbehappytoassistyou.
DianaJacobsthoughtherfamilyhadaworkableplantopayforcollegeforher21-year-oldtwinsons:acombinationofsavings,in
Allofourstoreswillbeextendingtheirbusinesshoursduringtheholidayseason,butwewillgobacktoour________hoursaft
Manyconsumersareangrybecausetheybelievethatthegovernmentcoddlesdrugfirmsandregulators,whilepunishingwhistleblowe
Ahouseisthemostexpensivethingmostpeoplewilleverbuy.Veryfewpeoplehaveenoughmoneyoftheirowntobuyahouse,sot
Ifyouhaveanyinformationregardingtheidentityoftheman________lefthiscarparkedinthelotovernight,pleasecontactt
Theevidenceforharmonymaynotbeobviousinsomefamilies.Butitseemsthatfouroutoffiveyoungpeoplenowgetonwiththe
随机试题
下列维生素须经体内代谢活化后才有活性的是
在工程项目施工阶段,其竣工验收应当由( )负责组织。
可转换债券的基本要素不包括()。
下列各项中,属于将工业企业生产费用在完工与在产品之间进行分配的方法有()。
①开怀畅饮②预订座位③相约聚餐④前往就餐⑤买单结账下列对上述5个事件排序最合理的是()。
下列各项中,标点符号的使用合乎规范的一项是()
根据以下资料。回答问题。综合2011~2013年的数据,农村居民人均现金收入和城镇居民人均可支配收入最高的季度分别是()。
软件测试是软件开发过程的重要阶段,是软件质量保证的重要手段,下列各项中,是软件测试的任务。Ⅰ.预防软件发生错误Ⅱ.发现改正程序错误Ⅲ.提供诊断错误信息
一个int类型变量和一个byte类型的常量做加法,结果是( )类型。
A、Filmproducer.B、M6viecritic.C、Stuntman.D、Actor.A
最新回复
(
0
)